DuPont Decomposition

Why does TANLA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

22.4% = 12.6% × 1.21 × 1.47

Latest: FY2025

Profitability

Net Margin

12.6%

6.4% →12.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.21x

0.29x →1.21x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.47x

1.57x →1.47x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 19.5 pp over 3 years. Driven by net margin improving (6.4% → 12.6%), asset turnover improving (0.29x → 1.21x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr6.4%0.291.572.9%
FY20240Cr0Cr12.9%0.331.556.7%
FY20250Cr0Cr12.6%1.211.4722.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TANLA DuPont Analysis — ROE 22.4% | YieldIQ