DuPont Decomposition

Why does TEGA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.3% = 12.4% × 0.77 × 1.50

Latest: FY2025

Profitability

Net Margin

12.4%

19.5% →12.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

0.24x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.50x

1.56x →1.50x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.0 pp over 3 years. Driven by net margin declining (19.5% → 12.4%), asset turnover improving (0.24x → 0.77x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr19.5%0.241.567.4%
FY20240Cr0Cr17.6%0.271.597.5%
FY20250Cr0Cr12.4%0.771.5014.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.