DuPont Decomposition

Why does TFL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-16.3% = -40.2% × 0.13 × 3.22

Latest: FY2025

Profitability

Net Margin

-40.2%

-17.9% →-40.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.13x

0.12x →0.13x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.22x

7.23x →3.22x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~-16%. Driven by net margin declining (-17.9% → -40.2%), leverage falling (7.23x → 3.22x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-17.9%0.127.23-16.0%
FY20230Cr-0Cr-95.7%0.093.63-30.8%
FY20240Cr0Cr5.2%0.113.281.9%
FY20250Cr-0Cr-40.2%0.133.22-16.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TFL DuPont Analysis — ROE -16.3% | YieldIQ