TRANSWARRANTY FIN. LTD.

TFL · General/Diversified · NSE

₹12

Current Market Price

Under Review— We don’t have enough data to publish a fair value estimate for TFL yet. Reason: Data Limited.

Valuation engine: DCF

Updated just now

YieldIQ Score

Piotroski F-Score

5/9

Economic Moat

Narrow

Confidence

33%

ROE

-14.4%

Debt/Equity

1.17

WACC

11.1%

Market Cap

₹66.19 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

-3.9%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

-476.0×

EBIT covers interest

Current Ratio

1.47×

Short-term liquidity

Asset Turnover

Revenue per ₹ of assets

Revenue CAGR (3Y)

15.3%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

Ratio Trends

TFL · last 4 annual periods

ROE

-14.4%

min -26.9%max 2.3%

ROCE

-3.9%

min -11.9%max -2.5%

Operating Margin

min max

Debt / Equity

1.17×

min 1.11×max 2.28×

PE

min max

EV / EBITDA

min max

Historical Financials

TFL · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2021
NSE_XBRL
2022
NSE_XBRL
2023
NSE_XBRL
2024
NSE_XBRL
2025
yfinance
CAGR
Revenue₹14.3 Cr₹12.7 Cr₹9.4 Cr₹11.1 Cr₹12.6 Cr-3.1%
EBITDA₹-1.5 Cr₹-8.8 Cr₹1.3 Cr₹-4.3 Cr
EBIT₹0.5 Cr₹2.6 Cr₹-3.7 Cr₹5.5 Cr+84.1%
PAT₹-2.8 Cr₹-2.3 Cr₹-9.0 Cr₹0.6 Cr₹-5.1 Cr
EPS (diluted)₹-1.28₹-0.87₹-3.38₹0.16
CFO₹-9.6 Cr₹15.9 Cr₹-12.2 Cr₹-14.8 Cr₹-4.6 Cr
CapEx₹-0.1 Cr₹-0.1 Cr₹-0.2 Cr₹-0.2 Cr
FCF₹15.8 Cr₹-12.3 Cr₹-15.0 Cr₹-4.8 Cr
Total Assets₹103 Cr₹106 Cr₹99.0 Cr₹100 Cr-0.7%
Total Debt₹42.7 Cr₹40.3 Cr₹38.4 Cr₹41.2 Cr-0.9%
Shareholders' Equity₹14.2 Cr₹29.2 Cr₹30.2 Cr₹31.1 Cr+21.6%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

TFL vs 3 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
RHFL

RHFL

Pending-45.6%
SRGHFL

SRGHFL

Pending9.2%
GICHSGFIN

GICHSGFIN

Pending7.3%4.6×

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Dividend History

No dividend events recorded for TFL in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.