DuPont Decomposition

Why does TIIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.1% = 10.5% × 0.82 × 1.65

Latest: FY2025

Profitability

Net Margin

10.5%

10.4% →10.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.82x

0.20x →0.82x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.65x

1.67x →1.65x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 10.6 pp over 3 years. Driven by asset turnover improving (0.20x → 0.82x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr10.4%0.201.673.5%
FY20240Cr0Cr9.7%0.221.613.4%
FY20250Cr0Cr10.5%0.821.6514.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TIIL DuPont Analysis — ROE 14.1% | YieldIQ