DuPont Decomposition

Why does TIRUPATIFL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.7% = 3.9% × 0.80 × 1.53

Latest: FY2026

Profitability

Net Margin

3.9%

7.9% →3.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.80x

1.51x →0.80x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.53x

1.96x →1.53x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 18.5 pp over 5 years. Driven by net margin declining (7.9% → 3.9%), asset turnover declining (1.51x → 0.80x), leverage falling (1.96x → 1.53x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.9%1.511.9623.2%
FY20230Cr0Cr11.3%1.631.4226.0%
FY20240Cr0Cr6.7%1.331.4913.3%
FY20250Cr0Cr6.8%0.791.367.3%
FY20260Cr0Cr3.9%0.801.534.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TIRUPATIFL DuPont Analysis — ROE 4.7% | YieldIQ