DuPont Decomposition

Why does TOLINS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.9% = 13.2% × 0.79 × 1.14

Latest: FY2025

Profitability

Net Margin

13.2%

0.6% →13.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.79x

1.14x →0.79x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.14x

9.16x →1.14x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.1 pp over 4 years. Driven by net margin improving (0.6% → 13.2%), asset turnover declining (1.14x → 0.79x), leverage falling (9.16x → 1.14x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.6%1.149.165.8%
FY20230Cr0Cr4.2%1.414.3225.7%
FY20240Cr0Cr11.4%1.032.2025.9%
FY20250Cr0Cr13.2%0.791.1411.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.