DuPont Decomposition

Why does TVSHLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

26.2% = 3.0% × 0.87 × 9.90

Latest: FY2026

Profitability

Net Margin

3.0%

1.7% →3.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.87x

0.84x →0.87x

Revenue per ₹ of assets

Leverage

Equity Multiplier

9.90x

6.02x →9.90x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 17.6 pp over 5 years. Driven by net margin improving (1.7% → 3.0%), leverage rising (6.02x → 9.90x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.7%0.846.028.7%
FY20230Cr0Cr2.0%0.8312.1420.0%
FY20240Cr0Cr2.1%0.8715.7528.2%
FY20250Cr0Cr2.7%0.8011.5624.8%
FY20260Cr0Cr3.0%0.879.9026.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TVSHLTD DuPont Analysis — ROE 26.2% | YieldIQ