DuPont Decomposition

Why does TVSHLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.5% = 2.7% × 0.80 × 5.33

Latest: FY2025

Profitability

Net Margin

2.7%

3.8% →2.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.80x

0.21x →0.80x

Revenue per ₹ of assets

Leverage

Equity Multiplier

5.33x

12.14x →5.33x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.5 pp over 3 years. Driven by net margin declining (3.8% → 2.7%), asset turnover improving (0.21x → 0.80x), leverage falling (12.14x → 5.33x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.8%0.2112.1410.0%
FY20240Cr0Cr4.6%0.236.406.6%
FY20250Cr0Cr2.7%0.805.3311.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for TVSHLTD

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.