DuPont Decomposition

Why does TVSMOTOR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

31.6% = 5.4% × 0.99 × 5.91

Latest: FY2026

Profitability

Net Margin

5.4%

3.5% →5.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.99x

0.79x →0.99x

Revenue per ₹ of assets

Leverage

Equity Multiplier

5.91x

6.17x →5.91x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 14.4 pp over 5 years. Driven by net margin improving (3.5% → 5.4%), asset turnover improving (0.79x → 0.99x), leverage falling (6.17x → 5.91x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.5%0.796.1717.2%
FY20230Cr0Cr4.8%0.786.4024.1%
FY20240Cr0Cr5.2%0.776.2224.9%
FY20250Cr0Cr5.1%0.925.6426.3%
FY20260Cr0Cr5.4%0.995.9131.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TVSMOTOR DuPont Analysis — ROE 31.6% | YieldIQ