DuPont Decomposition

Why does TVSMOTOR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

23.7% = 6.1% × 0.77 × 5.08

Latest: FY2025

Profitability

Net Margin

6.1%

4.2% →6.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

0.23x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

5.08x

6.40x →5.08x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 17.6 pp over 3 years. Driven by net margin improving (4.2% → 6.1%), asset turnover improving (0.23x → 0.77x), leverage falling (6.40x → 5.08x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.2%0.236.406.1%
FY20240Cr0Cr4.1%0.246.226.1%
FY20250Cr0Cr6.1%0.775.0823.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for TVSMOTOR

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.