DuPont Decomposition

Why does UGROCAP earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.0% = 14.9% × 0.11 × 4.48

Latest: FY2025

Profitability

Net Margin

14.9%

6.7% →14.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.11x

0.05x →0.11x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.48x

4.38x →4.48x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 5.6 pp over 3 years. Driven by net margin improving (6.7% → 14.9%). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr6.7%0.054.381.4%
FY20240Cr0Cr10.1%0.054.372.3%
FY20250Cr0Cr14.9%0.114.487.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.