DuPont Decomposition

Why does V2RETAIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

18.0% = 5.3% × 1.27 × 2.68

Latest: FY2026

Profitability

Net Margin

5.3%

-1.9% →5.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.27x

0.79x →1.27x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.68x

3.07x →2.68x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 22.5 pp over 5 years. Driven by net margin improving (-1.9% → 5.3%), asset turnover improving (0.79x → 1.27x), leverage falling (3.07x → 2.68x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.9%0.793.07-4.5%
FY20230Cr-0Cr-1.5%1.053.21-5.2%
FY20240Cr0Cr2.4%1.133.7410.1%
FY20250Cr0Cr3.8%1.184.6220.8%
FY20260Cr0Cr5.3%1.272.6818.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.