VIJI FINANCE LIMITED

VIJIFIN · General/Diversified · NSE

₹4

Current Market Price

Near Fair Value

Fair Value (P/B + Residual Income)

₹4

Discount to FV

+0.0%

Valuation engine: P/B + Residual Income

Updated just now

YieldIQ Score

72/100

Piotroski F-Score

9/9

Economic Moat

Narrow

Confidence

15%

ROE

0.8%

Debt/Equity

0.59

Cost of Equity

11.1%

Market Cap

₹56.29 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

1.7%

Return on capital employed

Revenue CAGR (3Y)

34.6%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹3.95

Bear case

Discount -33.4%

Base case

Discount +0.0%

Bull case

Discount +20.0%

Ratio Trends

VIJIFIN · last 4 annual periods

ROE

0.8%

min 0.8%max 3.8%

ROCE

1.7%

min 1.7%max 4.7%

Operating Margin

min max

Debt / Equity

0.59×

min 0.40×max 1.09×

PE

69.1×

min 69.1×max 123.0×

EV / EBITDA

38.9×

min 38.9×max 101.6×

Historical Financials

VIJIFIN · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
NSE_XBRL
2023
NSE_XBRL
2024
NSE_XBRL
2025
yfinance
2026
yfinance
CAGR
Revenue₹1.2 Cr₹2.1 Cr₹1.9 Cr₹2.3 Cr₹5.1 Cr+42.9%
EBITDA₹0.6 Cr₹1.0 Cr₹0.6 Cr₹0.6 Cr₹3.0 Cr+50.5%
EBIT₹55.2K Cr₹74.3K Cr₹37.9K Cr-9.0%
PAT₹0.4 Cr₹0.4 Cr₹0.1 Cr₹0.2 Cr₹2.0 Cr+45.5%
EPS (diluted)₹0.05₹0.05₹0.01-33.1%
CFO₹-1.1 Cr₹-2.5 Cr₹-4.2 Cr₹-2.9 Cr₹2.2 Cr
CapEx₹-0.6 Cr₹-2.0 Cr₹-0.0 Cr₹-0.1 Cr
FCF₹-1.6 Cr₹-4.4 Cr₹-4.2 Cr₹-3.0 Cr
Total Assets₹17.5 Cr₹22.6 Cr₹26.5 Cr₹35.1 Cr₹33.7 Cr+17.8%
Total Debt₹4.7 Cr₹9.2 Cr₹13.4 Cr₹12.6 Cr₹7.2 Cr+11.6%
Shareholders' Equity₹11.6 Cr₹12.0 Cr₹12.2 Cr₹21.4 Cr₹23.4 Cr+19.1%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

VIJIFIN vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
CAPTRUST

CAPTRUST

Pending1.3%
TRU

TRU

Pending-36.5%
WILLAMAGOR

WILLAMAGOR

Pending79.7%
TCIFINANCE

TCIFINANCE

Pending
MAHAPEXLTD

MAHAPEXLTD

Pending72.1%

Click a ticker to view its fair-value analysis.

Dividend History

3 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

Last payout

2018-09-12

₹0.01

Peak payout

₹0.02

Trailing yield

Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).

AI Analysis Summary

Model-generated description of metrics. Not investment advice. VIJI FINANCE LIMITED (VIJIFIN.NS) trades at 3.95 vs a model fair value of 3.95, a gap of -0.0%. Piotroski F-score: 9/9. Moat label: Narro...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.