VIJI FINANCE LIMITED
VIJIFIN · General/Diversified · NSE
₹4
Current Market Price
Fair Value (DCF)
₹2
Margin of Safety
-49.7%
Updated just now
YieldIQ Score
35/100
Piotroski F-Score
4/9
Economic Moat
None
Confidence
13%
ROE
—
Debt/Equity
0.55
WACC
11.1%
Market Cap
₹56 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
100.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
8.0×
EBIT covers interest
Current Ratio
0.45×
Short-term liquidity
Asset Turnover
0.07×
Revenue per ₹ of assets
Revenue CAGR (3Y)
24.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹3.94
Bear case
₹0
MoS -Infinity%
Base case
₹1.98
MoS -99.0%
Bull case
₹2.08
MoS -89.4%
Ratio Trends
VIJIFIN · last 4 annual periods
ROE
0.8%
ROCE
1.7%
Operating Margin
—
Debt / Equity
0.59×
PE
69.1×
EV / EBITDA
38.9×
Historical Financials
VIJIFIN · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹1.2 Cr | ₹2.1 Cr | ₹1.9 Cr | ₹2.3 Cr | +24.0% |
| EBITDA | ₹0.6 Cr | ₹1.0 Cr | ₹0.6 Cr | ₹0.6 Cr | +0.9% |
| EBIT | — | — | — | — | — |
| PAT | ₹0.4 Cr | ₹0.4 Cr | ₹0.1 Cr | ₹0.2 Cr | -27.4% |
| EPS (diluted) | — | — | — | — | — |
| CFO | ₹-1.1 Cr | ₹-2.5 Cr | ₹-4.2 Cr | ₹-2.9 Cr | — |
| CapEx | ₹-0.6 Cr | ₹-2.0 Cr | ₹-0.0 Cr | ₹-0.1 Cr | — |
| FCF | ₹-1.6 Cr | ₹-4.4 Cr | ₹-4.2 Cr | ₹-3.0 Cr | — |
| Total Assets | ₹17.5 Cr | ₹22.6 Cr | ₹26.5 Cr | ₹35.1 Cr | +26.1% |
| Total Debt | ₹4.7 Cr | ₹9.2 Cr | ₹13.4 Cr | ₹12.6 Cr | +39.2% |
| Shareholders' Equity | ₹11.6 Cr | ₹12.0 Cr | ₹12.2 Cr | ₹21.4 Cr | +22.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
VIJIFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CAPTRUST CAPITAL TRUST LIMITED | -44.5% | 27 | High Risk | 1.3% | — |
| TRU TRU | — | — | Pending | -36.5% | — |
| WILLAMAGOR WILLAMAGOR | — | — | Pending | 79.7% | — |
| TCIFINANCE TCIFINANCE | — | — | Pending | — | — |
| MAHAPEXLTD MAHAPEXLTD | — | — | Pending | 4.2% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for VIJIFIN in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of VIJIFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for VIJIFIN →
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Head-to-head with peers
Compare VIJIFIN side by side →
Run Full Interactive Analysis
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Analyse VIJIFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.