DuPont Decomposition

Why does VINNY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.3% = 4.3% × 1.14 × 1.29

Latest: FY2025

Profitability

Net Margin

4.3%

-4.1% →4.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.14x

1.91x →1.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.29x

2.25x →1.29x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 24.0 pp over 4 years. Driven by net margin improving (-4.1% → 4.3%), asset turnover declining (1.91x → 1.14x), leverage falling (2.25x → 1.29x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-4.1%1.912.25-17.7%
FY20230Cr0Cr2.3%1.672.268.7%
FY20240Cr0Cr3.2%1.692.1111.3%
FY20250Cr0Cr4.3%1.141.296.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

VINNY DuPont Analysis — ROE 6.3% | YieldIQ