DuPont Decomposition

Why does VISHNU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.3% = 8.9% × 0.77 × 1.95

Latest: FY2026

Profitability

Net Margin

8.9%

7.6% →8.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

1.16x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.95x

3.30x →1.95x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 16.1 pp over 5 years. Driven by net margin improving (7.6% → 8.9%), asset turnover declining (1.16x → 0.77x), leverage falling (3.30x → 1.95x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.6%1.163.3029.4%
FY20230Cr0Cr9.8%1.322.5433.0%
FY20240Cr0Cr8.4%0.911.8914.4%
FY20250Cr0Cr8.8%0.881.7613.7%
FY20260Cr0Cr8.9%0.771.9513.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.