DuPont Decomposition

Why does VMM earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.3% = 6.5% × 1.13 × 1.54

Latest: FY2026

Profitability

Net Margin

6.5%

3.6% →6.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.13x

0.68x →1.13x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.54x

1.70x →1.54x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.1 pp over 5 years. Driven by net margin improving (3.6% → 6.5%), asset turnover improving (0.68x → 1.13x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.6%0.681.704.2%
FY20230Cr0Cr4.3%0.911.616.2%
FY20240Cr0Cr5.2%1.051.518.2%
FY20250Cr0Cr5.9%1.071.569.9%
FY20260Cr0Cr6.5%1.131.5411.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

VMM DuPont Analysis — ROE 11.3% | YieldIQ