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Reported as ticker: AADHARHFC· We're continuously improving data quality. Contact support if this persists.
Aadhar Housing Finance Limited
AADHARHFC · General/Diversified · NSE
₹491
Current Market Price
Fair Value (DCF)
₹0
Margin of Safety
-100.0%
Updated 18h ago
YieldIQ Score
50/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
15%
ROE
14.3%
Debt/Equity
0.00
WACC
12.8%
Market Cap
₹0.21 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
11.3%
Return on capital employed
EV / EBITDA
15.1×
Enterprise multiple
Debt / EBITDA
7.0×
Leverage vs earnings
Interest Coverage
2.0×
EBIT covers interest
Current Ratio
2.00×
Short-term liquidity
Asset Turnover
0.13×
Revenue per ₹ of assets
Revenue CAGR (3Y)
19.8%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹490.9
Bear case
₹0
MoS -Infinity%
Base case
₹0
MoS -Infinity%
Bull case
₹125
MoS -292.7%
Ratio Trends
AADHARHFC · last 4 annual periods
ROE
14.3%
ROCE
10.4%
Operating Margin
—
Debt / Equity
2.56×
PE
—
EV / EBITDA
—
Historical Financials
AADHARHFC · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹1612 Cr | ₹1881 Cr | ₹2587 Cr | ₹2835 Cr | +20.7% |
| EBITDA | ₹1319 Cr | ₹1496 Cr | ₹1952 Cr | ₹2357 Cr | +21.3% |
| EBIT | — | — | ₹1946 Cr | — | +0.0% |
| PAT | ₹445 Cr | ₹545 Cr | ₹750 Cr | ₹912 Cr | +27.0% |
| EPS (diluted) | — | — | ₹18.35 | — | +0.0% |
| CFO | ₹-907 Cr | ₹-1156 Cr | ₹-2429 Cr | ₹-3027 Cr | — |
| CapEx | ₹-11.8 Cr | ₹-10.4 Cr | — | ₹-14.8 Cr | — |
| FCF | ₹-919 Cr | ₹-1166 Cr | — | ₹-3041 Cr | — |
| Total Assets | ₹14.4K Cr | ₹16.6K Cr | ₹19.1K Cr | ₹23.2K Cr | +17.3% |
| Total Debt | ₹10.7K Cr | ₹12.2K Cr | ₹11.2K Cr | ₹16.3K Cr | +15.2% |
| Shareholders' Equity | ₹3147 Cr | ₹3698 Cr | ₹4450 Cr | ₹6372 Cr | +26.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
AADHARHFC vs 3 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| PNBHOUSING PNBHOUSING | — | — | Pending | 11.5% | — |
| LICHSGFIN LICHSGFIN | — | — | Pending | 15.0% | — |
| BAJAJHFL BAJAJHFL | — | — | Pending | 10.8% | — |
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Dividend History
No dividend events recorded for AADHARHFC in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of AADHARHFC →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for AADHARHFC →
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Head-to-head with peers
Compare AADHARHFC side by side →
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Analyse AADHARHFCNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.