DuPont Decomposition

Why does ALLTIME earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

19.0% = 8.5% × 0.99 × 2.26

Latest: FY2025

Profitability

Net Margin

8.5%

6.2% →8.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.99x

1.12x →0.99x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.26x

2.75x →2.26x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~19%. Driven by net margin improving (6.2% → 8.5%), asset turnover declining (1.12x → 0.99x), leverage falling (2.75x → 2.26x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.2%1.122.7518.9%
FY20230Cr0Cr6.4%1.102.5417.9%
FY20240Cr0Cr8.8%1.232.0622.2%
FY20250Cr0Cr8.5%0.992.2619.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ALLTIME DuPont Analysis — ROE 19.0% | YieldIQ