BANCO PRODUCTS (I) LTD
BANCOINDIA · General/Diversified · NSE
₹601
Current Market Price
Fair Value (DCF)
₹610
Margin of Safety
+1.6%
Updated just now
YieldIQ Score
58/100
Piotroski F-Score
6/9
Economic Moat
Wide
Confidence
33%
ROE
—
Debt/Equity
0.45
WACC
11.1%
Market Cap
₹8,589 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
32.3%
Return on capital employed
EV / EBITDA
15.3×
Enterprise multiple
Debt / EBITDA
0.9×
Leverage vs earnings
Interest Coverage
23.3×
EBIT covers interest
Current Ratio
1.98×
Short-term liquidity
Asset Turnover
1.12×
Revenue per ₹ of assets
Revenue CAGR (3Y)
18.3%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹600.5
Bear case
₹324.17
MoS -85.2%
Base case
₹609.96
MoS +1.6%
Bull case
₹698.38
MoS +14.0%
Ratio Trends
BANCOINDIA · last 9 annual periods
ROE
30.1%
ROCE
34.8%
Operating Margin
—
Debt / Equity
0.44×
PE
62.7×
EV / EBITDA
9.2×
Historical Financials
BANCOINDIA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1533 Cr | ₹1958 Cr | ₹609 Cr | ₹724 Cr | ₹3187 Cr | +20.1% |
| EBITDA | — | ₹275 Cr | ₹376 Cr | ₹459 Cr | ₹653 Cr | +24.1% |
| EBIT | ₹153 Cr | ₹229 Cr | ₹81.3 Cr | ₹92.2 Cr | — | -12.0% |
| PAT | ₹114 Cr | ₹152 Cr | ₹51.0 Cr | ₹68.2 Cr | ₹392 Cr | +36.2% |
| EPS (diluted) | ₹15.90 | ₹21.31 | ₹7.14 | ₹9.53 | — | -12.0% |
| CFO | ₹157 Cr | ₹57.2 Cr | ₹-41.5 Cr | ₹458 Cr | ₹164 Cr | +1.2% |
| CapEx | — | — | — | — | ₹-98.5 Cr | — |
| FCF | — | — | — | — | ₹65.9 Cr | +0.0% |
| Total Assets | — | ₹1532 Cr | ₹1884 Cr | ₹2027 Cr | ₹2846 Cr | +16.8% |
| Total Debt | — | — | ₹253 Cr | ₹186 Cr | ₹573 Cr | +22.7% |
| Shareholders' Equity | — | — | ₹1002 Cr | ₹1052 Cr | ₹1303 Cr | +6.8% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BANCOINDIA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| ASKAUTOLTD ASKAUTOLTD | — | — | Pending | 23.7% | — |
| VARROC VARROC | — | — | Pending | 3.8% | — |
| SEDEMAC SEDEMAC | — | — | Pending | 15.5% | — |
| DYNAMATECH DYNAMATECH | — | — | Pending | 6.0% | — |
| LUMAXTECH LUMAXTECH | — | — | Pending | 13.7% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for BANCOINDIA in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. BANCO PRODUCTS (I) LTD (BANCOINDIA.NS) trades at 600.50 vs a model fair value of 609.96, a gap of 1.6%. Piotroski F-score: 6/9. Moat labe...
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Market-implied growth
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Risk profile of BANCOINDIA →
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ROE decomposition
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Analyse BANCOINDIANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.