BANCO PRODUCTS (I) LTD
BANCOINDIA · General/Diversified · NSE
₹690
Current Market Price
Fair Value (DCF)
₹579
Discount to FV
-16.0%
Updated just now
YieldIQ Score
65/100
Piotroski F-Score
8/9
Economic Moat
Wide
Confidence
39%
ROE
28.6%
Debt/Equity
0.36
WACC
11.1%
Market Cap
₹9,863 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
34.9%
Return on capital employed
EV / EBITDA
9.7×
Enterprise multiple
Debt / EBITDA
1.0×
Leverage vs earnings
Interest Coverage
23.3×
EBIT covers interest
Current Ratio
1.98×
Short-term liquidity
Asset Turnover
1.37×
Revenue per ₹ of assets
Revenue CAGR (3Y)
18.9%
3-year revenue growth
Revenue CAGR (5Y)
20.3%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹689.55
Bear case
Margin of Safety —
Implied upside -124.4%
Base case
Margin of Safety -23.5%
Implied upside -19.0%
Bull case
Margin of Safety +0.8%
Implied upside +0.8%
Ratio Trends
BANCOINDIA · last 10 annual periods
ROE
28.6%
ROCE
34.9%
Operating Margin
—
Debt / Equity
0.36×
PE
15.0×
EV / EBITDA
9.7×
Historical Financials
BANCOINDIA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1927 Cr | ₹2301 Cr | ₹2742 Cr | ₹3187 Cr | ₹3867 Cr | +19.0% |
| EBITDA | ₹275 Cr | ₹376 Cr | ₹459 Cr | ₹654 Cr | ₹801 Cr | +30.7% |
| EBIT | ₹229 Cr | ₹323 Cr | ₹384 Cr | — | — | +13.8% |
| PAT | ₹152 Cr | ₹236 Cr | ₹271 Cr | ₹392 Cr | ₹482 Cr | +33.3% |
| EPS (diluted) | ₹21.31 | ₹32.94 | ₹37.95 | — | — | +15.5% |
| CFO | ₹57.2 Cr | ₹-41.5 Cr | ₹458 Cr | ₹164 Cr | ₹380 Cr | +60.5% |
| CapEx | ₹-75.0 Cr | ₹-125 Cr | ₹-95.2 Cr | ₹-64.2 Cr | ₹-139 Cr | — |
| FCF | ₹-17.8 Cr | ₹-167 Cr | ₹363 Cr | ₹100 Cr | ₹241 Cr | — |
| Total Assets | ₹1532 Cr | ₹1884 Cr | ₹2027 Cr | ₹2846 Cr | ₹3058 Cr | +18.9% |
| Total Debt | ₹115 Cr | ₹418 Cr | ₹423 Cr | ₹573 Cr | ₹614 Cr | +51.9% |
| Shareholders' Equity | ₹982 Cr | ₹1002 Cr | ₹1052 Cr | ₹1303 Cr | ₹1684 Cr | +14.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BANCOINDIA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 JKTYRE JKTYRE | — | — | Pending | 12.8% | 14.1× |
 LUMAXTECH LUMAXTECH | — | — | Pending | 19.0% | — |
 VARROC VARROC | — | — | Pending | 3.8% | — |
 ASKAUTOLTD ASK AUTOMOTIVE LIMITED | +44.8%+81.1% upside | 40 | Data Limited | 25.3% | — |
SEDEMAC SEDEMAC | — | — | Pending | 15.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
16 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹58.00/sh
Last payout
2026-03-18
₹8.00
Peak payout
₹11.00
Trailing yield
2.18%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. BANCO PRODUCTS (I) LTD (BANCOINDIA.NS) trades at 689.55 vs a model fair value of 579.43, a gap of -16.0%. Piotroski F-score: 8/9. Moat la...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of BANCOINDIA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for BANCOINDIA →
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Analyse BANCOINDIANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.