CAPITAL SMALL FIN BANK L
CAPITALSFB · Chemicals · NSE
₹281
Current Market Price
Fair Value (P/B + Residual Income)
₹347
Discount to FV
+23.5%
Updated just now
YieldIQ Score
65/100
Piotroski F-Score
7/9
Economic Moat
Moderate
Confidence
null%
ROE
9.7%
Debt/Equity
0.34
Cost of Equity
11.1%
Market Cap
₹1,277 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
14.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹281
Bear case
Discount -14.7%
Base case
Discount +19.0%
Bull case
Discount +37.4%
Ratio Trends
CAPITALSFB · last 5 annual periods
ROE
9.7%
ROCE
—
Operating Margin
—
Debt / Equity
0.34×
PE
—
EV / EBITDA
—
Historical Financials
CAPITALSFB · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹309 Cr | ₹371 Cr | ₹413 Cr | ₹496 Cr | ₹560 Cr | +16.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹62.6 Cr | ₹93.6 Cr | ₹112 Cr | ₹132 Cr | ₹141 Cr | +22.6% |
| EPS (diluted) | — | — | ₹30.45 | — | — | +0.0% |
| CFO | ₹-211 Cr | ₹74.9 Cr | ₹116 Cr | ₹279 Cr | ₹-385 Cr | — |
| CapEx | ₹-13.5 Cr | ₹-19.8 Cr | ₹-18.5 Cr | ₹-21.2 Cr | ₹-27.4 Cr | — |
| FCF | ₹-224 Cr | ₹55.1 Cr | ₹97.4 Cr | ₹258 Cr | ₹-412 Cr | — |
| Total Assets | ₹7154 Cr | ₹7991 Cr | ₹9295 Cr | ₹10.1K Cr | ₹12.1K Cr | +14.1% |
| Total Debt | ₹498 Cr | ₹721 Cr | ₹472 Cr | ₹321 Cr | ₹499 Cr | +0.0% |
| Shareholders' Equity | ₹516 Cr | ₹611 Cr | ₹1197 Cr | ₹1340 Cr | ₹1461 Cr | +29.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
CAPITALSFB vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 DHANBANK DHANLAXMI BANK LIMITED | +0.0% | 66 | Near Fair Value | 7.2% | 7.5× |
FINOPB FINOPB | — | — | Pending | 12.4% | — |
 ESAFSFB ESAFSFB | — | — | Pending | -26.8% | — |
 SURYODAY SURYODAY | — | — | Pending | 6.0% | — |
 UTKARSHBNK UTKARSHBNK | — | — | Pending | 0.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
2 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹5.20/sh
Last payout
2025-07-25
₹4.00
Peak payout
₹4.00
Trailing yield
1.42%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. CAPITAL SMALL FIN BANK L (CAPITALSFB.NS) trades at 281.00 vs a model fair value of 347.08, a gap of 23.5%. Piotroski F-score: 7/9. Moat l...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of CAPITALSFB →
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ROE decomposition
Why ROE is what it is →
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RSI, MACD, MAs
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Recent activity
BSE filings + news for CAPITALSFB →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse CAPITALSFBNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.