DHANLAXMI BANK LIMITED
DHANBANK · General/Diversified · NSE
₹28
Current Market Price
Fair Value (DCF)
₹53
Margin of Safety
+91.3%
Updated 1d ago
YieldIQ Score
58/100
Piotroski F-Score
4/9
Economic Moat
Narrow
Confidence
121%
ROE
7.0%
Debt/Equity
0.00
WACC
11.1%
Market Cap
₹1,087 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.04×
Revenue per ₹ of assets
Revenue CAGR (3Y)
6.2%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹27.55
Bear case
₹37.12
MoS +25.8%
Base case
₹52.69
MoS +47.7%
Bull case
₹59.44
MoS +53.7%
Ratio Trends
DHANBANK · last 6 annual periods
ROE
4.8%
ROCE
—
Operating Margin
—
Debt / Equity
0.14×
PE
11.6×
EV / EBITDA
—
Historical Financials
DHANBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | ₹636 Cr | +0.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | — | — | ₹66.6 Cr | +0.0% |
| EPS (diluted) | ₹1.47 | ₹0.93 | ₹1.95 | ₹0.13 | — | -45.5% |
| CFO | — | — | — | — | ₹-4.8 Cr | — |
| CapEx | — | — | — | — | ₹-32.6 Cr | — |
| FCF | — | — | — | — | ₹-37.4 Cr | — |
| Total Assets | — | ₹13.8K Cr | ₹15.1K Cr | ₹16.0K Cr | ₹17.9K Cr | +6.8% |
| Total Debt | — | — | — | — | ₹200 Cr | +0.0% |
| Shareholders' Equity | — | — | — | — | ₹1395 Cr | +0.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
DHANBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CAPITALSFB CAPITALSFB | — | — | Pending | 9.8% | — |
| FINOPB FINOPB | — | — | Pending | 12.4% | — |
| ESAFSFB ESAFSFB | — | — | Pending | -26.8% | — |
| SURYODAY SURYODAY | — | — | Pending | 6.0% | — |
| UTKARSHBNK UTKARSHBNK | — | — | Pending | 0.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for DHANBANK in the last 10 years.
AI Analysis Summary
Dhanlaxmi Bank appears undervalued by 91.3%, with a standout strength in its debt-to-equity ratio of 0.00, but a concern is its low ROE of 7.0%.
Read full AI analysis →Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of DHANBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for DHANBANK →
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Head-to-head with peers
Compare DHANBANK side by side →
Run Full Interactive Analysis
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Analyse DHANBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.