DHANLAXMI BANK LIMITED
DHANBANK · General/Diversified · NSE
₹32
Current Market Price
Fair Value (P/B + Residual Income)
₹32
Discount to FV
+0.0%
Updated just now
YieldIQ Score
66/100
Piotroski F-Score
7/9
Economic Moat
Narrow
Confidence
null%
ROE
7.0%
Debt/Equity
0.50
Cost of Equity
11.1%
Market Cap
₹1,248 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
14.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹31.62
Bear case
Discount -33.3%
Base case
Discount +0.0%
Bull case
Discount +20.0%
Ratio Trends
DHANBANK · last 7 annual periods
ROE
7.0%
ROCE
—
Operating Margin
—
Debt / Equity
0.50×
PE
7.5×
EV / EBITDA
—
Historical Financials
DHANBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹531 Cr | ₹550 Cr | ₹581 Cr | ₹652 Cr | ₹815 Cr | +11.3% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹35.9 Cr | ₹49.4 Cr | ₹57.8 Cr | ₹66.6 Cr | ₹103 Cr | +30.1% |
| EPS (diluted) | ₹0.93 | ₹1.95 | ₹2.29 | — | — | +25.3% |
| CFO | ₹139 Cr | ₹216 Cr | ₹17.3 Cr | ₹-4.8 Cr | ₹631 Cr | +46.0% |
| CapEx | ₹-16.2 Cr | ₹-35.2 Cr | ₹-41.9 Cr | ₹-32.6 Cr | ₹-33.5 Cr | — |
| FCF | ₹123 Cr | ₹181 Cr | ₹-24.6 Cr | ₹-37.4 Cr | ₹598 Cr | +48.6% |
| Total Assets | ₹13.8K Cr | ₹15.1K Cr | ₹16.0K Cr | ₹17.9K Cr | ₹21.2K Cr | +11.4% |
| Total Debt | ₹150 Cr | ₹492 Cr | ₹299 Cr | ₹200 Cr | ₹737 Cr | +48.9% |
| Shareholders' Equity | ₹900 Cr | ₹961 Cr | ₹1030 Cr | ₹1395 Cr | ₹1474 Cr | +13.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
DHANBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CAPITALSFB CAPITALSFB | — | — | Pending | 9.7% | — |
 ESAFSFB ESAFSFB | — | — | Pending | -26.8% | — |
FINOPB FINOPB | — | — | Pending | 12.4% | — |
 SURYODAY SURYODAY | — | — | Pending | 6.0% | — |
 UTKARSHBNK UTKARSHBNK | — | — | Pending | 0.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for DHANBANK in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. DHANLAXMI BANK LIMITED (DHANBANK.NS) trades at 31.62 vs a model fair value of 31.62, a gap of -0.0%. Piotroski F-score: 7/9. Moat label: ...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of DHANBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for DHANBANK →
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Head-to-head with peers
Compare DHANBANK side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse DHANBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.