CARE RATINGS LIMITED

CARERATING · General/Diversified · NSE

₹1,620

Current Market Price

Overvalued

Fair Value (DCF)

₹1,238

Margin of Safety

-23.6%

Updated 2d ago

DCF Sensitivity →

YieldIQ Score

59/100

Piotroski F-Score

6/9

Economic Moat

Wide

Confidence

71%

ROE

Debt/Equity

0.03

WACC

11.1%

Market Cap

₹4,868 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

22.6%

Return on capital employed

EV / EBITDA

24.0×

Enterprise multiple

Debt / EBITDA

0.1×

Leverage vs earnings

Interest Coverage

92.1×

EBIT covers interest

Current Ratio

7.08×

Short-term liquidity

Asset Turnover

0.42×

Revenue per ₹ of assets

Revenue CAGR (3Y)

17.7%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹1,620.1

Bear case

₹673.18

MoS -140.7%

Base case

₹1,237.83

MoS -30.9%

Bull case

₹1,397.93

MoS -15.9%

Ratio Trends

CARERATING · last 7 annual periods

ROE

16.8%

min 3.0%max 16.8%

ROCE

24.6%

min 20.4%max 24.6%

Operating Margin

min max

Debt / Equity

0.03×

min 0.00×max 0.03×

PE

95.8×

min 18.2×max 95.8×

EV / EBITDA

13.7×

min 13.7×max 13.7×

Historical Financials

CARERATING · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹220 Cr₹219 Cr₹77.5 Cr₹90.1 Cr₹402 Cr+16.3%
EBITDA₹107 Cr₹137 Cr₹159 Cr₹206 Cr+17.9%
EBIT₹113 Cr₹107 Cr₹34.6 Cr₹36.6 Cr-24.6%
PAT₹85.8 Cr₹84.5 Cr₹20.2 Cr₹24.6 Cr₹137 Cr+12.5%
EPS (diluted)₹29.08₹28.47₹6.60₹8.03-27.5%
CFO₹82.8 Cr₹63.1 Cr₹82.2 Cr₹90.9 Cr₹123 Cr+10.4%
CapEx₹-14.7 Cr
FCF₹108 Cr+0.0%
Total Assets₹727 Cr₹771 Cr₹842 Cr₹958 Cr+7.1%
Total Debt₹0.0 Cr₹2.4 Cr₹23.8 Cr
Shareholders' Equity₹672 Cr₹717 Cr₹816 Cr+4.9%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

CARERATING vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
DELPHIFX

DELPHIFX

Pending0.9%
JSFB

JSFB

Pending12.2%
PAISALO

PAISALO

Pending13.0%
INDOTHAI

INDO THAI SEC LTD

-93.4%12Data Limited4.4%
NORTHARC

NORTHERN ARC CAPITAL LTD

+95.8%69Data Limited8.9%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for CARERATING in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.