ICRA LIMITED

ICRA · General/Diversified · NSE

₹5,403

Current Market Price

Above Fair Value

Fair Value (DCF)

₹4,296

Margin of Safety

-20.5%

Updated 1d ago

DCF Sensitivity →

YieldIQ Score

75/100

Piotroski F-Score

8/9

Economic Moat

Wide

Confidence

81%

ROE

Debt/Equity

0.00

WACC

11.1%

Market Cap

₹5,199 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

21.4%

Return on capital employed

EV / EBITDA

24.1×

Enterprise multiple

Debt / EBITDA

0.1×

Leverage vs earnings

Interest Coverage

49.7×

EBIT covers interest

Current Ratio

6.37×

Short-term liquidity

Asset Turnover

0.38×

Revenue per ₹ of assets

Revenue CAGR (3Y)

13.5%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹5,402.5

Bear case

₹2,336.75

MoS -131.2%

Base case

₹4,295.6

MoS -25.8%

Bull case

₹4,851

MoS -11.4%

Ratio Trends

ICRA · last 8 annual periods

ROE

16.1%

min 4.1%max 16.1%

ROCE

23.8%

min 5.4%max 23.8%

Operating Margin

min max

Debt / Equity

0.01×

min 0.01×max 0.02×

PE

110.2×

min 36.3×max 110.2×

EV / EBITDA

22.1×

min 22.1×max 25.2×

Historical Financials

ICRA · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹301 Cr₹340 Cr₹401 Cr₹444 Cr₹497 Cr+13.4%
EBITDA₹161 Cr₹192 Cr₹224 Cr₹255 Cr+12.1%
EBIT₹114 Cr₹51.2 Cr₹41.5 Cr-22.3%
PAT₹82.7 Cr₹112 Cr₹135 Cr₹151 Cr₹170 Cr+19.7%
EPS (diluted)₹84.89₹39.89₹34.83-20.0%
CFO₹76.4 Cr₹96.7 Cr₹99.3 Cr₹56.6 Cr₹145 Cr+17.4%
CapEx₹-5.2 Cr₹-12.4 Cr
FCF₹91.4 Cr₹132 Cr+9.7%
Total Assets₹978 Cr₹1101 Cr₹869 Cr₹1294 Cr+7.2%
Total Debt₹14.0 Cr₹0.0 Cr₹0.0 Cr₹13.1 Cr-1.6%
Shareholders' Equity₹848 Cr₹950 Cr₹741 Cr₹1058 Cr+5.7%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

ICRA vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
PILANIINVS

PILANIINVS

Pending0.6%
FEDFINA

FEDBANK FINANCIAL SER L

+112.9%79Data Limited8.8%
CRAMC

CRAMC

Pending
MASFIN

MAS FINANCIAL SERV LTD

+92.6%81Data Limited11.7%
DCBBANK

DCB BANK LIMITED

+21.2%57Below Fair Value10.8%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for ICRA in the last 10 years.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. ICRA LIMITED (ICRA.NS) trades at 5402.50 vs a model fair value of 4295.60, a gap of -20.5%. Piotroski F-score: 8/9. Moat label: Wide. Rev...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.