ICICI Lombard General Insurance Company Limited
ICICIGI · Insurance · NSE
₹1,696
Current Market Price
Fair Value (P/B + Residual Income)
₹1,928
Discount to FV
+13.7%
Updated 13m ago
YieldIQ Score
50/100
Piotroski F-Score
4/9
Economic Moat
Narrow
Confidence
80%
ROE
16.7%
Debt/Equity
0.00
Cost of Equity
9.8%
Market Cap
₹84,634 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
22.5%
Return on capital employed
Revenue CAGR (3Y)
6.3%
3-year revenue growth
Revenue CAGR (5Y)
9.6%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,695.7
Bear case
Margin of Safety -34.4%
Implied upside -25.6%
Base case
Margin of Safety +10.8%
Implied upside +12.1%
Bull case
Margin of Safety +24.4%
Implied upside +32.4%
Ratio Trends
ICICIGI · last 5 annual periods
ROE
16.7%
ROCE
22.5%
Operating Margin
—
Debt / Equity
0.00×
PE
30.8×
EV / EBITDA
—
Historical Financials
ICICIGI · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 yfinance | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹16.6K Cr | ₹18.6K Cr | ₹21.8K Cr | ₹24.9K Cr | ₹28.1K Cr | +14.2% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹1779 Cr | ₹2193 Cr | ₹2649 Cr | ₹3423 Cr | ₹3750 Cr | +20.5% |
| PAT | ₹1271 Cr | ₹1729 Cr | ₹1919 Cr | ₹2508 Cr | ₹2772 Cr | +21.5% |
| EPS (diluted) | — | ₹35.16 | ₹38.78 | ₹50.25 | ₹55.24 | +12.0% |
| CFO | — | — | — | — | — | — |
| CapEx | ₹-75.9 Cr | ₹-121 Cr | ₹-190 Cr | ₹-231 Cr | ₹-243 Cr | — |
| FCF | — | — | — | — | — | — |
| Total Assets | ₹50.8K Cr | ₹55.1K Cr | ₹63.3K Cr | ₹69.1K Cr | ₹76.1K Cr | +10.6% |
| Total Debt | ₹255 Cr | ₹35.0 Cr | ₹35.0 Cr | — | — | -39.1% |
| Shareholders' Equity | ₹9193 Cr | ₹10.4K Cr | ₹12.2K Cr | ₹14.5K Cr | ₹16.6K Cr | +16.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
ICICIGI vs 1 closest peer by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 NIACL The New India Assurance Company Limited | +30.7%+44.4% upside | 50 | Below Fair Value | 4.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
17 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹60.00/sh
Last payout
2026-05-29
₹7.00
Peak payout
₹7.00
Trailing yield
0.80%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. ICICI Lombard General Insurance Company Limited (ICICIGI.NS) trades at 1695.70 vs a model fair value of 1928.46, a gap of 13.7%. Piotrosk...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of ICICIGI →
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ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for ICICIGI →
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Compare ICICIGI side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
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