ICICI Lombard General Insurance Company Limited
ICICIGI · Insurance · NSE
₹1,885
Current Market Price
Fair Value (DCF)
₹2,182
Margin of Safety
+15.8%
Updated just now
YieldIQ Score
52/100
Piotroski F-Score
5/9
Economic Moat
Narrow
Confidence
80%
ROE
17.3%
Debt/Equity
0.00
WACC
9.9%
Market Cap
₹0.94 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
5.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.35×
Revenue per ₹ of assets
Revenue CAGR (3Y)
12.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,884.7
Bear case
₹1,527.54
MoS -23.4%
Base case
₹2,182.2
MoS +13.6%
Bull case
₹2,836.86
MoS +33.6%
Ratio Trends
ICICIGI · last 4 annual periods
ROE
17.3%
ROCE
—
Operating Margin
—
Debt / Equity
0.00×
PE
35.6×
EV / EBITDA
—
Historical Financials
ICICIGI · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹16.6K Cr | ₹18.6K Cr | ₹21.8K Cr | ₹24.9K Cr | +14.6% |
| EBITDA | — | — | — | — | — |
| EBIT | — | — | — | — | — |
| PAT | ₹1271 Cr | ₹1729 Cr | ₹1919 Cr | ₹2508 Cr | +25.4% |
| EPS (diluted) | — | — | — | — | — |
| CFO | — | — | — | — | — |
| CapEx | ₹-75.9 Cr | ₹-121 Cr | ₹-190 Cr | ₹-231 Cr | — |
| FCF | — | — | — | — | — |
| Total Assets | ₹50.8K Cr | ₹55.1K Cr | ₹63.3K Cr | ₹69.0K Cr | +10.7% |
| Total Debt | ₹255 Cr | ₹35.0 Cr | ₹35.0 Cr | — | -48.4% |
| Shareholders' Equity | ₹9193 Cr | ₹10.4K Cr | ₹12.2K Cr | ₹14.5K Cr | +16.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
ICICIGI vs 1 closest peer by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| NIACL NIACL | — | — | Pending | 3.6% | — |
Click a ticker to view its fair-value analysis.
Dividend History
16 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹53.00/sh
Last payout
2025-10-23
₹6.50
Peak payout
₹7.00
Trailing yield
0.72%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. ICICI Lombard General Insurance Company Limited (ICICIGI.NS) trades at 1884.70 vs a model fair value of 2182.20, a gap of 15.8%. Piotrosk...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of ICICIGI →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for ICICIGI →
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Analyse ICICIGINow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.