THE NEW INDIA ASSU CO LTD

NIACL · Insurance · NSE

₹164

Current Market Price

Near Fair Value

Fair Value (DCF)

₹164

Margin of Safety

+0.0%

Updated 1h ago

DCF Sensitivity →

YieldIQ Score

31/100

Piotroski F-Score

4/9

Economic Moat

None

Confidence

354210000054%

ROE

Debt/Equity

0.00

WACC

11.1%

Market Cap

₹0.27 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

6.1×

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.40×

Revenue per ₹ of assets

Revenue CAGR (3Y)

6.5%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹164.3

Bear case

₹116

MoS -41.6%

Base case

₹164.33

MoS +0.0%

Bull case

₹212.67

MoS +22.7%

Ratio Trends

NIACL · last 4 annual periods

ROE

3.6%

min 0.8%max 4.0%

ROCE

min max

Operating Margin

min max

Debt / Equity

min max

PE

15.3×

min 15.3×max 94.6×

EV / EBITDA

min max

Historical Financials

NIACL · Annual, last 4 years· amounts in ₹Cr unless noted

Metric2022202320242025CAGR
Revenue₹36.5K Cr₹41.8K Cr₹44.3K Cr₹44.1K Cr+6.4%
EBITDA
EBIT
PAT₹195 Cr₹1048 Cr₹1116 Cr₹1037 Cr+74.7%
EPS (diluted)
CFO
CapEx₹-117 Cr₹-97.8 Cr₹-69.6 Cr₹-116 Cr
FCF
Total Assets₹96.5K Cr₹98.2K Cr₹107.4K Cr₹109.8K Cr+4.4%
Total Debt
Shareholders' Equity₹25.9K Cr₹25.9K Cr₹28.3K Cr₹29.0K Cr+3.9%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

NIACL vs 1 closest peer by market-cap band

PeerMoSScoreVerdictROEPE
ICICIGI

ICICIGI

Pending17.3%35.6×

Click a ticker to view its fair-value analysis.

Dividend History

6 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹6.09/sh

Last payout

2025-09-04

₹1.80

Peak payout

₹5.00

Trailing yield

1.10%

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. THE NEW INDIA ASSU CO LTD (NIACL.NS) trades at 164.30 vs a model fair value of 164.33, a gap of 0.0%. Piotroski F-score: 4/9. Moat label:...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.