ICICI Prudential Life Insurance Company Limited
ICICIPRULI · General/Diversified · NSE
₹559
Current Market Price
Fair Value (DCF)
₹137
Margin of Safety
-75.6%
Updated just now
YieldIQ Score
22/100
Piotroski F-Score
5/9
Economic Moat
None
Confidence
30%
ROE
11.8%
Debt/Equity
0.00
WACC
10.3%
Market Cap
₹0.81 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.21×
Revenue per ₹ of assets
Revenue CAGR (3Y)
-9.1%
3-year revenue growth
Revenue CAGR (5Y)
1.6%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹559.35
Bear case
₹89.17
MoS -527.3%
Base case
₹136.57
MoS -309.6%
Bull case
₹200.21
MoS -179.4%
Ratio Trends
ICICIPRULI · last 5 annual periods
ROE
11.8%
ROCE
—
Operating Margin
—
Debt / Equity
0.19×
PE
45.9×
EV / EBITDA
—
Historical Financials
ICICIPRULI · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹61.9K Cr | ₹48.7K Cr | ₹89.1K Cr | ₹70.8K Cr | ₹63.3K Cr | +0.6% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹759 Cr | ₹813 Cr | ₹851 Cr | ₹1186 Cr | ₹1608 Cr | +20.6% |
| EPS (diluted) | — | — | — | — | — | — |
| CFO | — | — | — | — | — | — |
| CapEx | ₹-189 Cr | ₹-193 Cr | ₹-237 Cr | ₹-259 Cr | ₹-123 Cr | — |
| FCF | — | — | — | — | — | — |
| Total Assets | ₹244.4K Cr | ₹255.9K Cr | ₹299.0K Cr | ₹314.2K Cr | ₹319.7K Cr | +6.9% |
| Total Debt | ₹1200 Cr | ₹1200 Cr | ₹1200 Cr | ₹2600 Cr | ₹2595 Cr | +21.3% |
| Shareholders' Equity | ₹9158 Cr | ₹10.1K Cr | ₹11.0K Cr | ₹11.9K Cr | ₹13.6K Cr | +10.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
ICICIPRULI vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| MFSL MFSL | — | — | Pending | 5.1% | — |
| HDFCLIFE HDFC Life Insurance Company Limited | -5.0% | 27 | Fairly valued | 10.8% | 66.6× |
| SBILIFE SBILIFE | — | — | Pending | 14.2% | 64.3× |
| STARHEALTH Star Health and Allied Insurance Company Limited | +13.9% | 37 | Fairly valued | 9.1% | — |
| LICI LICI | — | — | Pending | 37.9% | — |
Click a ticker to view its fair-value analysis.
Dividend History
12 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹4.60/sh
Last payout
2025-06-12
₹0.85
Peak payout
₹3.50
Trailing yield
0.15%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of ICICIPRULI →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for ICICIPRULI →
Compare
Head-to-head with peers
Compare ICICIPRULI side by side →
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Analyse ICICIPRULINow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.