SBI Life Insurance Company Limited
SBILIFE · Insurance · NSE
₹1,729
Current Market Price
Fair Value (DCF)
₹1,185
Discount to FV
-31.5%
Updated just now
YieldIQ Score
28/100
Piotroski F-Score
7/9
Economic Moat
None
Confidence
null%
ROE
14.2%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹1.73 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
50.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.22×
Revenue per ₹ of assets
Revenue CAGR (3Y)
11.7%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,728.7
Bear case
Discount -82.4%
Base case
Discount -45.9%
Bull case
Discount +35.8%
Ratio Trends
SBILIFE · last 4 annual periods
ROE
14.2%
ROCE
—
Operating Margin
—
Debt / Equity
—
PE
64.3×
EV / EBITDA
—
Historical Financials
SBILIFE · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 yfinance | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹82.9K Cr | ₹80.6K Cr | ₹130.9K Cr | ₹116.9K Cr | ₹112.3K Cr | +7.9% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹1583 Cr | ₹1783 Cr | ₹1951 Cr | ₹2506 Cr | — | +12.2% |
| PAT | ₹1506 Cr | ₹1721 Cr | ₹1894 Cr | ₹2413 Cr | ₹2470 Cr | +13.2% |
| EPS (diluted) | — | ₹17.18 | ₹18.90 | ₹24.07 | ₹24.62 | +9.4% |
| CFO | — | — | — | — | — | — |
| CapEx | ₹-55.8 Cr | ₹-63.2 Cr | ₹-114 Cr | ₹-106 Cr | ₹-185 Cr | — |
| FCF | — | — | — | — | — | — |
| Total Assets | ₹273.3K Cr | ₹314.6K Cr | ₹398.3K Cr | ₹457.1K Cr | ₹500.0K Cr | +16.3% |
| Total Debt | — | — | — | — | — | — |
| Shareholders' Equity | ₹11.6K Cr | ₹13.0K Cr | ₹14.9K Cr | ₹17.0K Cr | ₹19.1K Cr | +13.2% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
SBILIFE vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 HDFCLIFE HDFCLIFE | — | — | Pending | 10.8% | 66.6× |
 ICICIPRULI ICICIPRULI | — | — | Pending | 11.8% | 45.9× |
 LICI LICI | — | — | Pending | 32.5% | — |
 MFSL Max Financial Services Limited | +108.3% | 40 | Below Fair Value | 1.6% | — |
 STARHEALTH STARHEALTH | — | — | Pending | 9.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
8 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹12.60/sh
Last payout
2026-03-06
₹2.70
Peak payout
₹2.70
Trailing yield
0.16%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. SBI Life Insurance Company Limited (SBILIFE.NS) trades at 1728.70 vs a model fair value of 1184.91, a gap of -31.5%. Piotroski F-score: 7...
Read full AI analysis →Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of SBILIFE →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for SBILIFE →
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Head-to-head with peers
Compare SBILIFE side by side →
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Analyse SBILIFENow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.