JANA SMALL FIN BANK LTD
JSFB · General/Diversified · NSE
₹450
Current Market Price
Under Review— We don’t have enough data to publish a fair value estimate for JSFB yet. Reason: Data Limited.
Updated just now
YieldIQ Score
—
Piotroski F-Score
3/9
Economic Moat
Narrow
Confidence
24%
ROE
7.3%
Debt/Equity
1.23
WACC
11.1%
Market Cap
₹4,744 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.09×
Revenue per ₹ of assets
Revenue CAGR (3Y)
17.7%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
Ratio Trends
JSFB · last 5 annual periods
ROE
7.3%
ROCE
—
Operating Margin
—
Debt / Equity
1.23×
PE
—
EV / EBITDA
—
Historical Financials
JSFB · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1668 Cr | ₹2215 Cr | ₹2625 Cr | ₹3131 Cr | ₹3615 Cr | +21.3% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹17.5 Cr | ₹256 Cr | ₹670 Cr | ₹501 Cr | ₹326 Cr | +107.9% |
| EPS (diluted) | — | — | ₹90.72 | — | — | +0.0% |
| CFO | ₹859 Cr | ₹-1137 Cr | ₹708 Cr | ₹4073 Cr | ₹594 Cr | -8.8% |
| CapEx | ₹-40.8 Cr | ₹-26.0 Cr | ₹-76.9 Cr | ₹-73.4 Cr | ₹-122 Cr | — |
| FCF | ₹818 Cr | ₹-1163 Cr | ₹631 Cr | ₹4000 Cr | ₹471 Cr | -12.9% |
| Total Assets | ₹20.2K Cr | ₹25.6K Cr | ₹32.7K Cr | ₹38.5K Cr | ₹47.4K Cr | +23.8% |
| Total Debt | ₹3710 Cr | ₹5477 Cr | ₹4411 Cr | ₹3377 Cr | ₹5497 Cr | +10.3% |
| Shareholders' Equity | ₹1201 Cr | ₹1797 Cr | ₹3577 Cr | ₹4118 Cr | ₹4470 Cr | +38.9% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
JSFB vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 UTKARSHBNK UTKARSHBNK | — | — | Pending | 0.8% | — |
 SURYODAY SURYODAY | — | — | Pending | 6.0% | — |
 ESAFSFB ESAFSFB | — | — | Pending | -26.8% | — |
FINOPB FINOPB | — | — | Pending | 12.4% | — |
 CAPITALSFB CAPITALSFB | — | — | Pending | 9.7% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for JSFB in the last 10 years.
Risk Analysis
Volatility & drawdown
Risk profile of JSFB →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for JSFB →
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Head-to-head with peers
Compare JSFB side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse JSFBNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.