RBL Bank Limited
RBLBANK · Banking · NSE
₹357
Current Market Price
Fair Value (P/B + Residual Income)
₹503
Discount to FV
+40.9%
Updated just now
YieldIQ Score
50/100
Piotroski F-Score
9/9
Economic Moat
Narrow
Confidence
90%
ROE
4.6%
Debt/Equity
0.93
Cost of Equity
10.7%
Market Cap
₹22,100 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
12.1%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹356.95
Bear case
Discount -6.4%
Base case
Discount +29.0%
Bull case
Discount +48.9%
Ratio Trends
RBLBANK · last 7 annual periods
ROE
4.6%
ROCE
—
Operating Margin
—
Debt / Equity
0.93×
PE
—
EV / EBITDA
—
Historical Financials
RBLBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹6648 Cr | ₹7438 Cr | ₹9104 Cr | ₹10.2K Cr | ₹10.5K Cr | +12.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹-166 Cr | ₹920 Cr | ₹1260 Cr | ₹717 Cr | ₹879 Cr | — |
| EPS (diluted) | ₹-2.77 | ₹15.27 | ₹20.54 | — | — | — |
| CFO | ₹6449 Cr | ₹-11.0K Cr | ₹4955 Cr | ₹-829 Cr | ₹7578 Cr | +4.1% |
| CapEx | ₹-271 Cr | ₹-244 Cr | ₹-204 Cr | ₹-288 Cr | ₹-235 Cr | — |
| FCF | ₹6178 Cr | ₹-11.3K Cr | ₹4751 Cr | ₹-1117 Cr | ₹7344 Cr | +4.4% |
| Total Assets | ₹106.2K Cr | ₹115.8K Cr | ₹138.5K Cr | ₹146.8K Cr | ₹180.7K Cr | +14.2% |
| Total Debt | ₹11.4K Cr | ₹12.0K Cr | ₹14.9K Cr | ₹14.5K Cr | ₹16.8K Cr | +10.3% |
| Shareholders' Equity | ₹12.5K Cr | ₹13.5K Cr | ₹14.8K Cr | ₹15.7K Cr | ₹16.7K Cr | +7.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
RBLBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CUB CUB | — | — | Pending | 12.6% | 13.4× |
 PSB PSB | — | — | Pending | 7.6% | — |
 J&KBANK J&KBANK | — | — | Pending | 14.3% | 5.1× |
 UJJIVANSFB UJJIVANSFB | — | — | Pending | 11.9% | — |
 TMB TMB | — | — | Pending | 13.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
7 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹4.00/sh
Last payout
2025-09-08
₹1.00
Peak payout
₹2.70
Trailing yield
0.28%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. RBL Bank Limited (RBLBANK.NS) trades at 356.95 vs a model fair value of 503.06, a gap of 40.9%. Piotroski F-score: 9/9. Moat label: Narro...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of RBLBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for RBLBANK →
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Head-to-head with peers
Compare RBLBANK side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse RBLBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.