DuPont Decomposition

Why does RPPL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.6% = 5.2% × 0.97 × 1.90

Latest: FY2026

Profitability

Net Margin

5.2%

4.8% →5.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.97x

1.03x →0.97x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.90x

1.66x →1.90x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.3 pp over 5 years. Driven by leverage rising (1.66x → 1.90x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.8%1.031.668.3%
FY20230Cr0Cr4.2%0.962.028.2%
FY20240Cr0Cr3.2%0.971.835.6%
FY20250Cr0Cr2.4%1.031.984.9%
FY20260Cr0Cr5.2%0.971.909.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RPPL DuPont Analysis — ROE 9.6% | YieldIQ