Shriram Finance Limited
SHRIRAMFIN · NBFC · NSE
₹1,022
Current Market Price
Fair Value (DCF)
₹1,270
Margin of Safety
+24.3%
Updated just now
YieldIQ Score
47/100
Piotroski F-Score
3/9
Economic Moat
Narrow
Confidence
11%
ROE
16.9%
Debt/Equity
0.00
WACC
11.0%
Market Cap
₹2.40 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
240.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.08×
Revenue per ₹ of assets
Revenue CAGR (3Y)
44.3%
3-year revenue growth
Revenue CAGR (5Y)
6.6%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,021.6
Bear case
₹888.94
MoS -14.9%
Base case
₹1,269.92
MoS +19.6%
Bull case
₹1,777.89
MoS +42.5%
Ratio Trends
SHRIRAMFIN · last 6 annual periods
ROE
16.9%
ROCE
4.6%
Operating Margin
—
Debt / Equity
3.17×
PE
46.0×
EV / EBITDA
—
Historical Financials
SHRIRAMFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹17.4K Cr | ₹19.3K Cr | ₹7966 Cr | ₹9904 Cr | ₹22.2K Cr | +6.2% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹12.3K Cr | ₹13.3K Cr | ₹5212 Cr | ₹6940 Cr | — | -13.4% |
| PAT | ₹2499 Cr | ₹2721 Cr | ₹1288 Cr | ₹2021 Cr | ₹9554 Cr | +39.8% |
| EPS (diluted) | ₹101.44 | ₹102.23 | ₹33.82 | ₹53.36 | — | -14.8% |
| CFO | ₹-4239 Cr | ₹-8859 Cr | ₹-17.6K Cr | ₹-31.1K Cr | ₹-43.7K Cr | — |
| CapEx | — | — | — | — | ₹-255 Cr | — |
| FCF | — | — | — | — | ₹-43.9K Cr | — |
| Total Assets | — | ₹142.3K Cr | ₹210.6K Cr | ₹248.3K Cr | ₹293.7K Cr | +19.9% |
| Total Debt | ₹45.3K Cr | ₹46.7K Cr | ₹78.5K Cr | ₹100.2K Cr | ₹178.8K Cr | +41.0% |
| Shareholders' Equity | — | — | ₹43.8K Cr | ₹49.7K Cr | ₹56.5K Cr | +6.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
SHRIRAMFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| PFC Power Finance Corporation Limited | -100.0% | 17 | Data Limited | 14.8% | — |
| MUTHOOTFIN MUTHOOTFIN | — | — | Pending | 17.8% | — |
| IRFC IRFC | — | — | Pending | 12.3% | — |
| CHOLAFIN Cholamandalam Investment and Finance Company Limited | +10.5% | 47 | Fairly valued | 18.0% | — |
| BAJFINANCE Bajaj Finance | -2.0% | 22 | Fairly valued | 16.8% | 16.7× |
Click a ticker to view its fair-value analysis.
Dividend History
22 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹35.90/sh
Last payout
2025-11-07
₹4.80
Peak payout
₹4.80
Trailing yield
0.76%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Shriram Finance Limited (SHRIRAMFIN.NS) trades at 1021.60 vs a model fair value of 1269.92, a gap of 24.3%. Piotroski F-score: 3/9. Moat ...
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Risk profile of SHRIRAMFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
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Analyse SHRIRAMFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.