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Data quality observations on this stock — see hidden fields below.
Reported as ticker: SHRIRAMFIN· We're continuously improving data quality. Contact support if this persists.
Shriram Finance Limited
SHRIRAMFIN · NBFC · NSE
₹897
Current Market Price
Fair Value (P/B + Residual Income)
₹584
Discount to FV
-34.9%
Updated just now
YieldIQ Score
23/100
Piotroski F-Score
7/9
Economic Moat
None
Confidence
90%
ROE
16.9%
Debt/Equity
3.17
Cost of Equity
11.0%
Market Cap
₹2.11 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
8.7%
Return on capital employed
Revenue CAGR (3Y)
7.9%
3-year revenue growth
Revenue CAGR (5Y)
4.5%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹897.35
Bear case
Discount -119.5%
Base case
Discount -53.7%
Bull case
Discount -18.2%
Ratio Trends
SHRIRAMFIN · last 6 annual periods
ROE
16.9%
ROCE
4.6%
Operating Margin
—
Debt / Equity
3.17×
PE
46.0×
EV / EBITDA
—
Historical Financials
SHRIRAMFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹19.3K Cr | ₹16.9K Cr | ₹19.1K Cr | ₹22.8K Cr | ₹26.1K Cr | +7.9% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹13.3K Cr | ₹21.1K Cr | ₹25.5K Cr | — | — | +17.7% |
| PAT | ₹2721 Cr | ₹6011 Cr | ₹7366 Cr | ₹9554 Cr | ₹10.0K Cr | +38.5% |
| EPS (diluted) | ₹102.23 | ₹159.83 | ₹195.69 | — | — | +17.6% |
| CFO | ₹-8859 Cr | ₹-17.6K Cr | ₹-31.1K Cr | ₹-43.7K Cr | ₹-13.3K Cr | — |
| CapEx | ₹-35.8 Cr | ₹-197 Cr | ₹-246 Cr | ₹-255 Cr | ₹-196 Cr | — |
| FCF | ₹-8895 Cr | ₹-17.8K Cr | ₹-31.4K Cr | ₹-43.9K Cr | ₹-13.5K Cr | — |
| Total Assets | ₹142.3K Cr | ₹210.6K Cr | ₹248.3K Cr | ₹293.7K Cr | ₹321.4K Cr | +22.6% |
| Total Debt | ₹46.7K Cr | ₹128.7K Cr | ₹151.8K Cr | ₹178.8K Cr | ₹181.2K Cr | +40.4% |
| Shareholders' Equity | ₹26.1K Cr | ₹43.5K Cr | ₹48.9K Cr | ₹56.5K Cr | ₹65.9K Cr | +26.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
SHRIRAMFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 PFC PFC | — | — | Pending | 14.8% | — |
 MUTHOOTFIN MUTHOOTFIN | — | — | Pending | 27.1% | — |
 IRFC Indian Railway Finance Corporation Limited | -50.5% | 40 | Above Fair Value | 12.3% | 16.3× |
 CHOLAFIN Cholamandalam Investment and Finance Company Limited | -47.6% | 50 | Above Fair Value | 17.2% | 22.1× |
 BAJFINANCE Bajaj Finance | +3.1% | 71 | Near Fair Value | 16.7% | 26.2× |
Click a ticker to view its fair-value analysis.
Dividend History
22 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹35.90/sh
Last payout
2025-11-07
₹4.80
Peak payout
₹4.80
Trailing yield
0.87%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Shriram Finance Limited (SHRIRAMFIN.NS) trades at 897.35 vs a model fair value of 583.96, a gap of -34.9%. Piotroski F-score: 7/9. Moat l...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of SHRIRAMFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for SHRIRAMFIN →
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Head-to-head with peers
Compare SHRIRAMFIN side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse SHRIRAMFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.