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Reported as ticker: MUTHOOTFIN· We're continuously improving data quality. Contact support if this persists.
Muthoot Finance Limited
MUTHOOTFIN · NBFC · NSE
₹2,890
Current Market Price
Fair Value (P/B + Residual Income)
₹1,965
Discount to FV
-32.0%
Updated just now
YieldIQ Score
50/100
Piotroski F-Score
7/9
Economic Moat
Narrow
Confidence
90%
ROE
27.1%
Debt/Equity
3.86
Cost of Equity
11.0%
Market Cap
₹1.16 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
5.8%
Return on capital employed
Revenue CAGR (3Y)
38.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹2,890
Bear case
Discount -110.1%
Base case
Discount -47.0%
Bull case
Discount -13.1%
Ratio Trends
MUTHOOTFIN · last 9 annual periods
ROE
27.1%
ROCE
12.3%
Operating Margin
—
Debt / Equity
3.86×
PE
10.9×
EV / EBITDA
—
Historical Financials
MUTHOOTFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹7961 Cr | ₹7710 Cr | ₹9656 Cr | ₹12.9K Cr | ₹20.3K Cr | +26.3% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹9666 Cr | ₹9132 Cr | ₹11.4K Cr | — | — | +4.3% |
| PAT | ₹4017 Cr | ₹3612 Cr | ₹4324 Cr | ₹5333 Cr | ₹10.6K Cr | +27.4% |
| EPS (diluted) | ₹100.05 | ₹89.98 | ₹107.71 | — | — | +1.9% |
| CFO | ₹-1596 Cr | ₹-2804 Cr | ₹-13.6K Cr | ₹-26.5K Cr | ₹-47.4K Cr | — |
| CapEx | ₹-97.1 Cr | ₹-141 Cr | ₹-222 Cr | ₹-217 Cr | ₹-153 Cr | — |
| FCF | ₹-1694 Cr | ₹-2945 Cr | ₹-13.8K Cr | ₹-26.7K Cr | ₹-47.5K Cr | — |
| Total Assets | ₹76.3K Cr | ₹80.1K Cr | ₹96.5K Cr | ₹132.9K Cr | ₹195.8K Cr | +26.6% |
| Total Debt | ₹54.4K Cr | ₹55.5K Cr | ₹67.7K Cr | ₹98.8K Cr | ₹151.0K Cr | +29.1% |
| Shareholders' Equity | ₹18.8K Cr | ₹21.7K Cr | ₹25.1K Cr | ₹29.4K Cr | ₹39.1K Cr | +20.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
MUTHOOTFIN vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 IRFC IRFC | — | — | Pending | 12.4% | 16.3× |
 CHOLAFIN Cholamandalam Investment and Finance Company Limited | -47.6% | 50 | Above Fair Value | 17.2% | 22.1× |
 PFC PFC | — | — | Pending | 14.8% | — |
 RECLTD RECLTD | — | — | Pending | 20.3% | — |
 SHRIRAMFIN Shriram Finance Limited | -34.9% | 23 | Above Fair Value | 15.2% | — |
Click a ticker to view its fair-value analysis.
Dividend History
10 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹122.00/sh
Last payout
2026-04-17
₹30.00
Peak payout
₹30.00
Trailing yield
1.04%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Muthoot Finance Limited (MUTHOOTFIN.NS) trades at 2890.00 vs a model fair value of 1965.36, a gap of -32.0%. Piotroski F-score: 7/9. Moat...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of MUTHOOTFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for MUTHOOTFIN →
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Head-to-head with peers
Compare MUTHOOTFIN side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse MUTHOOTFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.