BAID FINSERV LIMITED

BAIDFIN · General/Diversified · NSE

₹10

Current Market Price

Near Fair Value

Fair Value (P/B + Residual Income)

₹10

Discount to FV

+0.0%

Valuation engine: P/B + Residual Income

Updated just now

YieldIQ Score

58/100

Piotroski F-Score

4/9

Economic Moat

None

Confidence

19%

ROE

7.5%

Debt/Equity

1.43

Cost of Equity

11.1%

Market Cap

₹151.95 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

4.3%

Return on capital employed

Revenue CAGR (3Y)

22.2%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹9.81

Bear case

Discount -33.3%

Base case

Discount +0.0%

Bull case

Discount +20.0%

Ratio Trends

BAIDFIN · last 4 annual periods

ROE

7.5%

min 6.0%max 7.7%

ROCE

4.3%

min 4.1%max 10.1%

Operating Margin

min max

Debt / Equity

1.43×

min 1.10×max 1.45×

PE

51.0×

min 51.0×max 51.0×

EV / EBITDA

41.5×

min 41.5×max 41.5×

Historical Financials

BAIDFIN · Annual, last 4 years· amounts in ₹Cr unless noted

Metric
2022
yfinance
2023
NSE_XBRL
2024
NSE_XBRL
2025
yfinance
CAGR
Revenue₹47.0 Cr₹53.3 Cr₹62.8 Cr₹80.9 Cr+19.9%
EBITDA₹12.4 Cr₹16.7 Cr₹18.6 Cr₹18.9 Cr+14.9%
EBIT₹31.7 Cr₹41.2 Cr+9.1%
PAT₹8.8 Cr₹10.4 Cr₹12.9 Cr₹13.4 Cr+15.2%
EPS (diluted)₹0.97₹1.08+3.6%
CFO₹34.0 Cr₹5.5 Cr₹-21.8 Cr₹1.9 Cr-61.6%
CapEx₹-0.3 Cr₹-0.3 Cr₹-3.3 Cr₹-1.7 Cr
FCF₹33.7 Cr₹5.2 Cr₹-25.1 Cr₹0.2 Cr-81.2%
Total Assets₹318 Cr₹341 Cr₹426 Cr₹454 Cr+12.6%
Total Debt₹160 Cr₹171 Cr₹242 Cr₹255 Cr+16.9%
Shareholders' Equity₹146 Cr₹155 Cr₹167 Cr₹179 Cr+7.1%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

BAIDFIN vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
CPCAP

CPCAP

Pending7.0%
MAHAPEXLTD

MAHAPEXLTD

Pending72.1%
SAHLIBHFI

SAHLIBHFI

Pending10.4%
STARTECK

STARTECK

Pending4.4%
UYFINCORP

U. Y. FINCORP LIMITED

+45.7%50Below Fair Value3.6%

Click a ticker to view its fair-value analysis.

Dividend History

3 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹0.30/sh

Last payout

2025-09-04

₹0.10

Peak payout

₹0.10

Trailing yield

1.01%

Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).

AI Analysis Summary

Model-generated description of metrics. Not investment advice. BAID FINSERV LIMITED (BAIDFIN.NS) trades at 9.81 vs a model fair value of 9.81, a gap of -0.0%. Piotroski F-score: 4/9. Moat label: None....

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P/B + Residual Income breakdown, peer comparison, and more.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.