U. Y. FINCORP LIMITED
UYFINCORP · General/Diversified · NSE
₹14
Current Market Price
Fair Value (DCF)
₹21
Discount to FV
+45.7%
Updated just now
YieldIQ Score
50/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
35%
ROE
3.6%
Debt/Equity
0.02
WACC
11.1%
Market Cap
₹269.57 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
4.8%
Return on capital employed
EV / EBITDA
5.7×
Enterprise multiple
Debt / EBITDA
0.1×
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
291.71×
Short-term liquidity
Asset Turnover
0.40×
Revenue per ₹ of assets
Revenue CAGR (3Y)
37.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹14.17
Bear case
Discount -13.2%
Base case
Discount +31.4%
Bull case
Discount +44.7%
Ratio Trends
UYFINCORP · last 4 annual periods
ROE
3.6%
ROCE
4.8%
Operating Margin
—
Debt / Equity
0.02×
PE
—
EV / EBITDA
—
Historical Financials
UYFINCORP · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 yfinance | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹83.7 Cr | ₹54.0 Cr | ₹195 Cr | ₹111 Cr | ₹139 Cr | +13.5% |
| EBITDA | ₹3.3 Cr | ₹10.1 Cr | ₹119 Cr | ₹16.1 Cr | — | +48.5% |
| EBIT | ₹3.1 Cr | ₹9.9 Cr | ₹118 Cr | ₹15.0 Cr | ₹65.4 Cr | +113.7% |
| PAT | ₹3.2 Cr | ₹7.7 Cr | ₹64.9 Cr | ₹11.7 Cr | ₹48.3 Cr | +96.9% |
| EPS (diluted) | ₹0.17 | ₹0.41 | ₹3.41 | ₹0.62 | — | +38.2% |
| CFO | ₹-5.0 Cr | ₹-3.3 Cr | ₹-18.5 Cr | ₹7.1 Cr | — | — |
| CapEx | ₹-0.0 Cr | — | — | — | — | — |
| FCF | ₹-5.0 Cr | — | — | — | — | — |
| Total Assets | ₹304 Cr | ₹295 Cr | ₹327 Cr | ₹345 Cr | ₹423 Cr | +8.7% |
| Total Debt | ₹14.0 Cr | ₹1.0 Cr | ₹1.0 Cr | ₹5.5 Cr | ₹3.4 Cr | -30.1% |
| Shareholders' Equity | ₹245 Cr | ₹253 Cr | ₹318 Cr | ₹330 Cr | — | +7.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
UYFINCORP vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 STARTECK STARTECK | — | — | Pending | 4.4% | — |
 MUTHOOTCAP MUTHOOTCAP | — | — | Pending | 1.7% | — |
MANCREDIT MANCREDIT | — | — | Pending | 9.3% | — |
IITL IITL | — | — | Pending | -2.9% | — |
AFIL AFIL | — | — | Pending | 10.0% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for UYFINCORP in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. U. Y. FINCORP LIMITED (UYFINCORP.NS) trades at 14.17 vs a model fair value of 20.65, a gap of 45.7%. Piotroski F-score: 6/9. Moat label: ...
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Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of UYFINCORP →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for UYFINCORP →
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Analyse UYFINCORPNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.