EQUITAS SMALL FIN BNK LTD
EQUITASBNK · General/Diversified · NSE
₹65
Current Market Price
Fair Value (DCF)
₹186
Margin of Safety
+185.6%
Updated 3m ago
YieldIQ Score
66/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
59%
ROE
—
Debt/Equity
0.59
WACC
11.1%
Market Cap
₹7,440 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.08×
Revenue per ₹ of assets
Revenue CAGR (3Y)
17.4%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹65.19
Bear case
₹159.24
MoS +59.1%
Base case
₹186.16
MoS +65.0%
Bull case
₹311.67
MoS +79.1%
Ratio Trends
EQUITASBNK · last 5 annual periods
ROE
2.4%
ROCE
—
Operating Margin
—
Debt / Equity
0.35×
PE
13.4×
EV / EBITDA
—
Historical Financials
EQUITASBNK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | ₹3048 Cr | — | ₹4066 Cr | +7.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | ₹574 Cr | — | ₹147 Cr | -28.8% |
| EPS (diluted) | ₹3.49 | ₹2.40 | — | ₹1.81 | — | -15.1% |
| CFO | — | — | ₹-998 Cr | — | ₹1937 Cr | — |
| CapEx | — | — | ₹-266 Cr | — | ₹-245 Cr | — |
| FCF | — | — | ₹-1263 Cr | — | ₹1692 Cr | — |
| Total Assets | — | ₹26.9K Cr | ₹35.0K Cr | ₹45.3K Cr | ₹52.8K Cr | +18.3% |
| Total Debt | — | — | ₹2974 Cr | — | ₹2137 Cr | -7.9% |
| Shareholders' Equity | — | — | ₹5158 Cr | — | ₹6073 Cr | +4.2% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
EQUITASBNK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| CSBBANK CSB BANK LIMITED | +30.5% | 36 | Undervalued | 13.2% | — |
| DCBBANK DCBBANK | — | — | Pending | 10.8% | — |
| KTKBANK KTKBANK | — | — | Pending | 10.5% | — |
| SOUTHBANK SOUTHBANK | — | — | Pending | 12.9% | — |
| TMB Tamilnad Mercantile Bank Limited | +169.3% | 48 | Undervalued | 13.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for EQUITASBNK in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. EQUITAS SMALL FIN BNK LTD (EQUITASBNK.NS) trades at 65.19 vs a model fair value of 186.16, a gap of 185.6%. Piotroski F-score: 6/9. Moat ...
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Market-implied growth
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Risk profile of EQUITASBNK →
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Technicals
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Analyse EQUITASBNKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.