EQUITAS SMALL FIN BNK LTD
EQUITASBNK · General/Diversified · NSE
₹71
Current Market Price
Fair Value (P/B + Residual Income)
₹69
Discount to FV
-3.4%
Updated just now
YieldIQ Score
33/100
Piotroski F-Score
4/9
Economic Moat
None
Confidence
24%
ROE
1.7%
Debt/Equity
0.94
Cost of Equity
11.1%
Market Cap
₹8,150 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
13.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹71.39
Bear case
Discount -46.7%
Base case
Discount -3.6%
Bull case
Discount +20.0%
Ratio Trends
EQUITASBNK · last 6 annual periods
ROE
1.7%
ROCE
—
Operating Margin
—
Debt / Equity
0.94×
PE
57.3×
EV / EBITDA
—
Historical Financials
EQUITASBNK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹2513 Cr | ₹3048 Cr | ₹3752 Cr | ₹4163 Cr | ₹4465 Cr | +15.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹281 Cr | ₹574 Cr | ₹799 Cr | ₹147 Cr | ₹103 Cr | -22.2% |
| EPS (diluted) | ₹2.40 | — | ₹7.01 | — | — | +30.7% |
| CFO | ₹159 Cr | ₹-998 Cr | ₹3834 Cr | ₹1937 Cr | ₹-3316 Cr | — |
| CapEx | ₹-92.8 Cr | ₹-266 Cr | ₹-364 Cr | ₹-245 Cr | ₹-193 Cr | — |
| FCF | ₹66.7 Cr | ₹-1263 Cr | ₹3470 Cr | ₹1692 Cr | ₹-3509 Cr | — |
| Total Assets | ₹26.9K Cr | ₹35.0K Cr | ₹45.3K Cr | ₹52.8K Cr | ₹60.6K Cr | +22.5% |
| Total Debt | ₹2616 Cr | ₹2974 Cr | ₹1788 Cr | ₹2137 Cr | ₹5773 Cr | +21.9% |
| Shareholders' Equity | ₹4246 Cr | ₹5158 Cr | ₹5969 Cr | ₹6073 Cr | ₹6125 Cr | +9.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
EQUITASBNK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CSBBANK CSBBANK | — | — | Pending | 12.9% | 9.1× |
 DCBBANK DCBBANK | — | — | Pending | 11.2% | 7.0× |
KTKBANK KTKBANK | — | — | Pending | 9.9% | 6.4× |
 SOUTHBANK SOUTHBANK | — | — | Pending | 12.9% | — |
 TMB TMB | — | — | Pending | 13.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
2 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹2.00/sh
Last payout
2024-08-09
₹1.00
Peak payout
₹1.00
Trailing yield
—
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. EQUITAS SMALL FIN BNK LTD (EQUITASBNK.NS) trades at 71.39 vs a model fair value of 68.94, a gap of -3.4%. Piotroski F-score: 4/9. Moat la...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of EQUITASBNK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for EQUITASBNK →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse EQUITASBNKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.