DCB BANK LIMITED
DCBBANK · General/Diversified · NSE
₹175
Current Market Price
Fair Value (P/B + Residual Income)
₹194
Discount to FV
+11.1%
Updated just now
YieldIQ Score
80/100
Piotroski F-Score
9/9
Economic Moat
Narrow
Confidence
35%
ROE
11.2%
Debt/Equity
0.85
Cost of Equity
11.1%
Market Cap
₹5,621 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
15.9%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹174.6
Bear case
Margin of Safety -37.9%
Implied upside -27.5%
Base case
Margin of Safety +9.1%
Implied upside +10.0%
Bull case
Margin of Safety +23.3%
Implied upside +30.5%
Ratio Trends
DCBBANK · last 8 annual periods
ROE
11.2%
ROCE
—
Operating Margin
—
Debt / Equity
0.85×
PE
7.0×
EV / EBITDA
—
Historical Financials
DCBBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1810 Cr | ₹2127 Cr | ₹2400 Cr | ₹2848 Cr | ₹3311 Cr | +16.3% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹288 Cr | ₹466 Cr | ₹536 Cr | ₹615 Cr | ₹732 Cr | +26.3% |
| EPS (diluted) | ₹9.19 | — | ₹16.99 | — | — | +16.6% |
| CFO | ₹1606 Cr | ₹-1566 Cr | ₹485 Cr | ₹-441 Cr | ₹6640 Cr | +42.6% |
| CapEx | ₹-157 Cr | ₹-167 Cr | ₹-135 Cr | ₹-136 Cr | ₹-90.4 Cr | — |
| FCF | ₹1449 Cr | ₹-1732 Cr | ₹350 Cr | ₹-577 Cr | ₹6549 Cr | +45.8% |
| Total Assets | ₹44.8K Cr | ₹52.4K Cr | ₹63.0K Cr | ₹76.8K Cr | ₹88.1K Cr | +18.4% |
| Total Debt | ₹3982 Cr | ₹4018 Cr | ₹5343 Cr | ₹7400 Cr | ₹5586 Cr | +8.8% |
| Shareholders' Equity | ₹4049 Cr | ₹4566 Cr | ₹5071 Cr | ₹5691 Cr | ₹6535 Cr | +12.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
DCBBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CSBBANK CSBBANK | — | — | Pending | 12.9% | 9.1× |
JSFB JSFB | — | — | Pending | 7.3% | — |
 EQUITASBNK EQUITASBNK | — | — | Pending | 1.7% | 57.4× |
KTKBANK KTKBANK | — | — | Pending | 9.9% | 6.4× |
 UJJIVANSFB UJJIVANSFB | — | — | Pending | 11.9% | — |
Click a ticker to view its fair-value analysis.
Dividend History
7 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹4.85/sh
Last payout
2025-07-04
₹1.35
Peak payout
₹1.35
Trailing yield
0.77%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. DCB BANK LIMITED (DCBBANK.NS) trades at 174.60 vs a model fair value of 194.00, a gap of 11.1%. Piotroski F-score: 9/9. Moat label: Narro...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of DCBBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for DCBBANK →
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Head-to-head with peers
Compare DCBBANK side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse DCBBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.