DCB BANK LIMITED

DCBBANK · General/Diversified · NSE

₹196

Current Market Price

Undervalued

Fair Value (DCF)

₹237

Margin of Safety

+21.2%

Updated 1d ago

DCF Sensitivity →

YieldIQ Score

44/100

Piotroski F-Score

2/9

Economic Moat

Narrow

Confidence

26%

ROE

Debt/Equity

0.00

WACC

11.1%

Market Cap

₹6,305 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.04×

Revenue per ₹ of assets

Revenue CAGR (3Y)

16.3%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹195.88

Bear case

₹118.47

MoS -65.3%

Base case

₹237.42

MoS +17.5%

Bull case

₹332.24

MoS +41.0%

Ratio Trends

DCBBANK · last 6 annual periods

ROE

10.8%

min 10.2%max 10.8%

ROCE

min max

Operating Margin

min max

Debt / Equity

1.30×

min 0.88×max 1.30×

PE

7.4×

min 7.4×max 7.4×

EV / EBITDA

min max

Historical Financials

DCBBANK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20202022202320242025CAGR
Revenue₹2127 Cr₹2848 Cr+7.6%
EBITDA
EBIT
PAT₹466 Cr₹615 Cr+7.2%
EPS (diluted)₹10.74₹9.19₹4.93-17.7%
CFO₹-1566 Cr₹-441 Cr
CapEx₹-167 Cr₹-136 Cr
FCF₹-1732 Cr₹-577 Cr
Total Assets₹44.8K Cr₹52.4K Cr₹63.0K Cr₹76.8K Cr+14.4%
Total Debt₹4018 Cr₹7400 Cr+16.5%
Shareholders' Equity₹4566 Cr₹5691 Cr+5.7%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

DCBBANK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
CSBBANK

CSBBANK

Pending13.2%
EQUITASBNK

EQUITASBNK

Pending2.4%
KTKBANK

KTKBANK

Pending10.5%
SOUTHBANK

SOUTHBANK

Pending12.9%
TMB

TMB

Pending13.1%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for DCBBANK in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.