CSB BANK LIMITED
CSBBANK · General/Diversified · NSE
₹362
Current Market Price
Fair Value (P/B + Residual Income)
₹350
Discount to FV
-3.2%
Updated just now
YieldIQ Score
67/100
Piotroski F-Score
7/9
Economic Moat
Narrow
Confidence
21%
ROE
12.9%
Debt/Equity
1.46
Cost of Equity
11.1%
Market Cap
₹6,136 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
20.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹362.05
Bear case
Discount -37.1%
Base case
Discount -3.3%
Bull case
Discount +25.2%
Ratio Trends
CSBBANK · last 7 annual periods
ROE
12.9%
ROCE
—
Operating Margin
—
Debt / Equity
1.46×
PE
9.1×
EV / EBITDA
—
Historical Financials
CSBBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹1400 Cr | ₹1650 Cr | ₹2061 Cr | ₹2448 Cr | ₹2897 Cr | +19.9% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹458 Cr | ₹547 Cr | ₹567 Cr | ₹594 Cr | ₹633 Cr | +8.4% |
| EPS (diluted) | ₹26.43 | — | ₹32.67 | — | — | +5.4% |
| CFO | ₹-852 Cr | ₹2211 Cr | ₹1783 Cr | ₹-5256 Cr | ₹-314 Cr | — |
| CapEx | ₹-56.5 Cr | ₹-75.2 Cr | ₹-118 Cr | ₹-300 Cr | ₹-191 Cr | — |
| FCF | ₹-909 Cr | ₹2136 Cr | ₹1665 Cr | ₹-5556 Cr | ₹-505 Cr | — |
| Total Assets | ₹25.4K Cr | ₹29.2K Cr | ₹36.1K Cr | ₹47.8K Cr | ₹57.7K Cr | +22.8% |
| Total Debt | ₹1831 Cr | ₹783 Cr | ₹1757 Cr | ₹5246 Cr | ₹7154 Cr | +40.6% |
| Shareholders' Equity | ₹2651 Cr | ₹3204 Cr | ₹3804 Cr | ₹4498 Cr | ₹4894 Cr | +16.6% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
CSBBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 DCBBANK DCBBANK | — | — | Pending | 11.2% | 7.0× |
JSFB JSFB | — | — | Pending | 7.3% | — |
 EQUITASBNK EQUITASBNK | — | — | Pending | 1.7% | 57.3× |
KTKBANK KTKBANK | — | — | Pending | 9.9% | 6.4× |
 UJJIVANSFB UJJIVANSFB | — | — | Pending | 11.9% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for CSBBANK in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. CSB BANK LIMITED (CSBBANK.NS) trades at 362.05 vs a model fair value of 350.46, a gap of -3.2%. Piotroski F-score: 7/9. Moat label: Narro...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of CSBBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for CSBBANK →
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Head-to-head with peers
Compare CSBBANK side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse CSBBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.