Data Quality Notice
Data quality observations on this stock — see hidden fields below.
Reported as ticker: HDFCBANK· We're continuously improving data quality. Contact support if this persists.
HDFC Bank
HDFCBANK · Banking · NSE
₹747
Current Market Price
Fair Value (P/B + Residual Income)
₹1,142
Discount to FV
+52.9%
Updated 52m ago
YieldIQ Score
40/100
Piotroski F-Score
6/9
Economic Moat
Wide
Confidence
90%
ROE
8.8%
Debt/Equity
0.95
Cost of Equity
9.8%
Market Cap
₹11.50 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹746.85
Bear case
Discount +21.5%
Base case
Discount +34.6%
Bull case
Discount +50.9%
Ratio Trends
HDFCBANK · last 7 annual periods
ROE
8.8%
ROCE
—
Operating Margin
—
Debt / Equity
0.95×
PE
20.9×
EV / EBITDA
—
Historical Financials
HDFCBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2020 NSE_XBRL | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹101.9K Cr | ₹120.5K Cr | ₹198.7K Cr | ₹237.2K Cr | +23.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹38.6K Cr | ₹49.5K Cr | ₹62.3K Cr | ₹67.4K Cr | +14.9% |
| EPS (diluted) | ₹49.50 | ₹68.30 | ₹82.27 | ₹90.01 | — | +16.1% |
| CFO | — | ₹58.1K Cr | ₹47.7K Cr | ₹102.2K Cr | ₹119.6K Cr | +19.8% |
| CapEx | — | ₹-2632 Cr | ₹-4362 Cr | ₹-5384 Cr | ₹-6640 Cr | — |
| FCF | — | ₹55.5K Cr | ₹43.4K Cr | ₹96.8K Cr | ₹112.9K Cr | +19.4% |
| Total Assets | — | ₹2111.4K Cr | ₹2575.6K Cr | ₹4411.9K Cr | ₹4818.8K Cr | +22.9% |
| Total Debt | — | ₹218.7K Cr | ₹315.2K Cr | ₹809.4K Cr | ₹732.6K Cr | +35.3% |
| Shareholders' Equity | — | ₹250.5K Cr | ₹291.2K Cr | ₹694.7K Cr | ₹767.7K Cr | +32.3% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
HDFCBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
SBIN SBIN | — | — | Pending | 15.9% | 9.2× |
ICICIBANK ICICIBANK | — | — | Pending | 14.9% | 16.0× |
AXISBANK AXISBANK | — | — | Pending | 12.3% | 13.7× |
KOTAKBANK KOTAKBANK | — | — | Pending | 10.6% | 18.2× |
BANKBARODA BANKBARODA | — | — | Pending | 12.0% | 6.5× |
Click a ticker to view its fair-value analysis.
Dividend History
1 ex-dividend event on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹13.00/sh
Last payout
2026-06-19
₹13.00
Peak payout
₹13.00
Trailing yield
1.74%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. HDFC Bank (HDFCBANK.NS) trades at 746.85 vs a model fair value of 1141.82, a gap of 52.9%. Piotroski F-score: 6/9. Moat label: Wide. Retu...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of HDFCBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for HDFCBANK →
Compare
Head-to-head with peers
Compare HDFCBANK side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse HDFCBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.