HDFC Bank
HDFCBANK · Banking · NSE
₹784
Current Market Price
Fair Value (DCF)
₹546
Margin of Safety
-30.4%
Updated 2h ago
YieldIQ Score
17/100
Piotroski F-Score
3/9
Economic Moat
Moderate
Confidence
90%
ROE
7.8%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹12.07 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.06×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹784.35
Bear case
₹382.1
MoS -105.3%
Base case
₹545.86
MoS -43.7%
Bull case
₹709.62
MoS -10.5%
Ratio Trends
HDFCBANK · last 6 annual periods
ROE
7.8%
ROCE
—
Operating Margin
—
Debt / Equity
0.85×
PE
10.4×
EV / EBITDA
—
Historical Financials
HDFCBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2020 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | ₹237.2K Cr | +0.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | — | — | ₹67.4K Cr | +0.0% |
| EPS (diluted) | ₹49.50 | ₹68.30 | ₹82.27 | ₹23.12 | — | -17.3% |
| CFO | — | — | — | — | ₹119.6K Cr | +0.0% |
| CapEx | — | — | — | — | ₹-6640 Cr | — |
| FCF | — | — | — | — | ₹112.9K Cr | +0.0% |
| Total Assets | — | ₹2111.4K Cr | ₹2575.6K Cr | ₹4411.9K Cr | ₹4818.8K Cr | +22.9% |
| Total Debt | — | — | — | — | ₹732.6K Cr | +0.0% |
| Shareholders' Equity | — | — | — | — | ₹862.3K Cr | +0.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
HDFCBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| SBIN SBIN | — | — | Pending | 15.4% | 9.2× |
| ICICIBANK ICICIBANK | — | — | Pending | 15.5% | 18.9× |
| AXISBANK AXISBANK | — | — | Pending | 14.9% | 12.2× |
| KOTAKBANK KOTAKBANK | — | — | Pending | 14.0% | 3.9× |
| BANKBARODA BANKBARODA | — | — | Pending | 14.0% | — |
Click a ticker to view its fair-value analysis.
Dividend History
11 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹43.75/sh
Last payout
2025-07-25
₹2.50
Peak payout
₹11.00
Trailing yield
1.72%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. HDFC Bank's current price is 784.35, with a fair value of 545.86 and ROE of 7.8%. Its yield score is 17/100 and debt-to-equity ratio is 0...
Read full AI analysis →Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of HDFCBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for HDFCBANK →
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Head-to-head with peers
Compare HDFCBANK side by side →
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Analyse HDFCBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.