Kotak Mahindra Bank
KOTAKBANK · Banking · NSE
₹382
Current Market Price
Fair Value (P/B + Residual Income)
₹553
Discount to FV
+44.8%
Updated 58m ago
YieldIQ Score
50/100
Piotroski F-Score
7/9
Economic Moat
Wide
Confidence
90%
ROE
10.6%
Debt/Equity
0.53
Cost of Equity
9.8%
Market Cap
₹3.80 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
4.9%
3-year revenue growth
Revenue CAGR (5Y)
11.8%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹381.7
Bear case
Discount +17.1%
Base case
Discount +30.9%
Bull case
Discount +48.2%
Ratio Trends
KOTAKBANK · last 8 annual periods
ROE
10.6%
ROCE
—
Operating Margin
—
Debt / Equity
0.53×
PE
18.2×
EV / EBITDA
—
Historical Financials
KOTAKBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹46.0K Cr | ₹51.9K Cr | ₹69.7K Cr | ₹74.8K Cr | ₹78.0K Cr | +14.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹12.1K Cr | ₹14.9K Cr | ₹18.2K Cr | ₹22.1K Cr | ₹19.3K Cr | +12.4% |
| EPS (diluted) | ₹60.73 | ₹74.94 | ₹91.45 | — | — | +10.8% |
| CFO | ₹8308 Cr | ₹-1242 Cr | ₹15.7K Cr | ₹16.9K Cr | ₹41.7K Cr | +49.7% |
| CapEx | ₹-670 Cr | ₹-987 Cr | ₹-1127 Cr | ₹-1213 Cr | ₹-1058 Cr | — |
| FCF | ₹7639 Cr | ₹-2229 Cr | ₹14.6K Cr | ₹15.7K Cr | ₹40.7K Cr | +51.9% |
| Total Assets | ₹546.5K Cr | ₹620.4K Cr | ₹767.7K Cr | ₹879.8K Cr | ₹1003.4K Cr | +16.4% |
| Total Debt | ₹55.2K Cr | ₹52.3K Cr | ₹75.1K Cr | ₹86.8K Cr | ₹95.4K Cr | +14.7% |
| Shareholders' Equity | ₹97.2K Cr | ₹112.3K Cr | ₹130.0K Cr | ₹157.5K Cr | ₹181.2K Cr | +16.9% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
KOTAKBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 AXISBANK Axis Bank | +63.2% | 40 | Below Fair Value | 12.3% | 13.7× |
 ICICIBANK ICICI Bank | +20.5% | 65 | Near Fair Value | 14.9% | 16.0× |
 SBIN State Bank of India | -21.3% | 43 | Near Fair Value | 14.0% | 9.2× |
 BANKBARODA Bank of Baroda | +17.7% | 65 | Near Fair Value | 12.0% | 6.5× |
 UNIONBANK Union Bank of India | +24.6% | 65 | Near Fair Value | 14.6% | — |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹1.60/sh
Last payout
2025-07-18
₹0.50
Peak payout
₹0.50
Trailing yield
0.13%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Kotak Mahindra Bank (KOTAKBANK.NS) trades at 381.70 vs a model fair value of 552.52, a gap of 44.8%. Piotroski F-score: 7/9. Moat label: ...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of KOTAKBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for KOTAKBANK →
Compare
Head-to-head with peers
Compare KOTAKBANK side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse KOTAKBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.