Kotak Mahindra Bank
KOTAKBANK · Banking · NSE
₹370
Current Market Price
Fair Value (DCF)
₹412
Margin of Safety
+11.3%
Updated 55m ago
YieldIQ Score
34/100
Piotroski F-Score
5/9
Economic Moat
Moderate
Confidence
90%
ROE
14.1%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹3.68 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.09×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹370.4
Bear case
₹288.56
MoS -28.4%
Base case
₹412.22
MoS +10.1%
Bull case
₹535.89
MoS +30.9%
Ratio Trends
KOTAKBANK · last 7 annual periods
ROE
14.0%
ROCE
—
Operating Margin
—
Debt / Equity
0.55×
PE
3.9×
EV / EBITDA
—
Historical Financials
KOTAKBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | ₹76.3K Cr | +0.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | — | — | ₹22.1K Cr | +0.0% |
| EPS (diluted) | ₹50.49 | ₹60.73 | ₹54.87 | ₹26.65 | — | -14.8% |
| CFO | — | — | — | — | ₹16.9K Cr | +0.0% |
| CapEx | — | — | — | — | ₹-1213 Cr | — |
| FCF | — | — | — | — | ₹15.7K Cr | +0.0% |
| Total Assets | — | ₹546.5K Cr | ₹620.4K Cr | ₹767.7K Cr | ₹879.8K Cr | +12.6% |
| Total Debt | — | — | — | — | ₹86.8K Cr | +0.0% |
| Shareholders' Equity | — | — | — | — | ₹157.5K Cr | +0.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
KOTAKBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| AXISBANK AXISBANK | — | — | Pending | 14.9% | 12.2× |
| ICICIBANK ICICI Bank | -5.5% | 27 | Fairly valued | 15.5% | 18.9× |
| SBIN SBIN | — | — | Pending | 15.4% | 9.2× |
| BANKBARODA BANKBARODA | — | — | Pending | 14.0% | — |
| UNIONBANK UNIONBANK | — | — | Pending | 15.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹1.60/sh
Last payout
2025-07-18
₹0.50
Peak payout
₹0.50
Trailing yield
0.13%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Kotak Mahindra Bank (KOTAKBANK.NS) trades at 370.40 vs a model fair value of 412.22, a gap of 11.3%. Piotroski F-score: 5/9. Moat label: ...
Read full AI analysis →Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of KOTAKBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for KOTAKBANK →
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Head-to-head with peers
Compare KOTAKBANK side by side →
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Analyse KOTAKBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.