INDBANK MERCH BANK
INDBANK · General/Diversified · NSE
₹35
Current Market Price
Fair Value (DCF)
₹18
Margin of Safety
-49.4%
Updated 21h ago
YieldIQ Score
17/100
Piotroski F-Score
5/9
Economic Moat
Moderate
Confidence
24%
ROE
7.4%
Debt/Equity
0.00
WACC
11.1%
Market Cap
₹155 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
9.9%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
117.33×
Short-term liquidity
Asset Turnover
0.15×
Revenue per ₹ of assets
Revenue CAGR (3Y)
4.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹34.9
Bear case
₹8.03
MoS -334.6%
Base case
₹17.66
MoS -97.6%
Bull case
₹18.54
MoS -88.2%
Ratio Trends
INDBANK · last 4 annual periods
ROE
9.2%
ROCE
13.2%
Operating Margin
—
Debt / Equity
0.00×
PE
26.7×
EV / EBITDA
14.4×
Historical Financials
INDBANK · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹17.6 Cr | ₹15.9 Cr | ₹19.6 Cr | ₹21.0 Cr | +5.9% |
| EBITDA | ₹10.3 Cr | ₹6.3 Cr | ₹12.1 Cr | ₹12.1 Cr | +5.5% |
| EBIT | — | — | — | — | — |
| PAT | ₹7.0 Cr | ₹3.5 Cr | ₹9.0 Cr | ₹8.5 Cr | +6.7% |
| EPS (diluted) | — | — | — | — | — |
| CFO | ₹0.6 Cr | ₹-5.3 Cr | ₹-1.2 Cr | ₹0.1 Cr | -48.6% |
| CapEx | ₹-0.7 Cr | ₹-0.1 Cr | ₹-0.2 Cr | ₹-0.2 Cr | — |
| FCF | ₹-0.1 Cr | ₹-5.4 Cr | ₹-1.3 Cr | ₹-0.2 Cr | — |
| Total Assets | ₹94.7 Cr | ₹97.4 Cr | ₹106 Cr | ₹118 Cr | +7.6% |
| Total Debt | ₹0.0 Cr | ₹2.8 Cr | ₹0.0 Cr | ₹0.0 Cr | — |
| Shareholders' Equity | ₹71.1 Cr | ₹74.5 Cr | ₹83.4 Cr | ₹91.7 Cr | +8.8% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
INDBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| KEYFINSERV KEYFINSERV | — | — | Pending | 10.5% | — |
| AUSOMENT AUSOMENT | — | — | Pending | 13.7% | — |
| STEELCITY STEEL CITY SECURITIES LTD | +124.6% | 76 | Undervalued | 13.2% | — |
| INVENTURE INVENTURE | — | — | Pending | 0.8% | — |
| NDGL NDGL | — | — | Pending | 2.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for INDBANK in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of INDBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for INDBANK →
Compare
Head-to-head with peers
Compare INDBANK side by side →
Run Full Interactive Analysis
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Analyse INDBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.