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Reported as ticker: LICHSGFIN· We're continuously improving data quality. Contact support if this persists.
LIC Housing Finance Limited
LICHSGFIN · General/Diversified · NSE
₹532
Current Market Price
Fair Value (DCF)
₹0
Margin of Safety
-100.0%
Updated just now
YieldIQ Score
58/100
Piotroski F-Score
7/9
Economic Moat
Moderate
Confidence
11%
ROE
15.0%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹0.29 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
7.8%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
1.3×
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.04×
Revenue per ₹ of assets
Revenue CAGR (3Y)
-15.9%
3-year revenue growth
Revenue CAGR (5Y)
-7.4%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹532.45
Bear case
₹0
MoS -Infinity%
Base case
₹0
MoS -Infinity%
Bull case
₹0
MoS -Infinity%
Ratio Trends
LICHSGFIN · last 6 annual periods
ROE
15.0%
ROCE
4.8%
Operating Margin
—
Debt / Equity
7.22×
PE
6.3×
EV / EBITDA
—
Historical Financials
LICHSGFIN · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹19.9K Cr | ₹20.0K Cr | ₹22.7K Cr | ₹27.2K Cr | ₹8195 Cr | -19.8% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹17.8K Cr | ₹16.9K Cr | ₹19.7K Cr | ₹24.4K Cr | — | +8.3% |
| PAT | ₹2734 Cr | ₹2287 Cr | ₹2891 Cr | ₹4765 Cr | ₹5442 Cr | +18.8% |
| EPS (diluted) | ₹54.18 | ₹43.12 | ₹52.56 | ₹86.63 | — | +12.4% |
| CFO | ₹-11.4K Cr | ₹-16.7K Cr | ₹-19.6K Cr | ₹-7055 Cr | ₹-16.6K Cr | — |
| CapEx | — | — | — | — | ₹-73.3 Cr | — |
| FCF | — | — | — | — | ₹-16.7K Cr | — |
| Total Assets | — | ₹254.7K Cr | ₹278.6K Cr | ₹291.2K Cr | ₹314.0K Cr | +5.4% |
| Total Debt | ₹62.1K Cr | ₹76.4K Cr | ₹94.4K Cr | ₹96.1K Cr | ₹262.5K Cr | +43.4% |
| Shareholders' Equity | — | — | ₹27.2K Cr | ₹31.4K Cr | ₹36.4K Cr | +7.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
LICHSGFIN vs 3 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| PNBHOUSING PNBHOUSING | — | — | Pending | 11.5% | — |
| AADHARHFC Aadhar Housing Finance Limited | -100.0% | 50 | Data Limited | 14.3% | — |
| BAJAJHFL Bajaj Housing Finance Limited | -20.8% | 50 | Above Fair Value | 10.8% | — |
Click a ticker to view its fair-value analysis.
Dividend History
10 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹44.50/sh
Last payout
2025-08-22
₹10.00
Peak payout
₹10.00
Trailing yield
1.88%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of LICHSGFIN →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for LICHSGFIN →
Compare
Head-to-head with peers
Compare LICHSGFIN side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse LICHSGFINNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.