Bank of Maharashtra

MAHABANK · General/Diversified · NSE

₹71

Current Market Price

Fairly valued

Fair Value (DCF)

₹68

Margin of Safety

-3.9%

Updated 4h ago

DCF Sensitivity →

YieldIQ Score

47/100

Piotroski F-Score

3/9

Economic Moat

Wide

Confidence

39%

ROE

19.3%

Debt/Equity

0.00

WACC

11.1%

Market Cap

₹0.55 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.04×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹71.03

Bear case

₹28.62

MoS -148.2%

Base case

₹68.23

MoS -4.1%

Bull case

₹93.14

MoS +23.7%

Ratio Trends

MAHABANK · last 6 annual periods

ROE

19.3%

min 19.3%max 19.3%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.83×

min 0.83×max 0.83×

PE

min max

EV / EBITDA

min max

Historical Financials

MAHABANK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20202022202320242025CAGR
Revenue₹13.8K Cr+0.0%
EBITDA
EBIT
PAT₹5542 Cr+0.0%
EPS (diluted)₹0.69₹1.73₹3.87₹1.72+25.7%
CFO₹7628 Cr+0.0%
CapEx₹-519 Cr
FCF₹7108 Cr+0.0%
Total Assets₹230.8K Cr₹267.8K Cr₹307.3K Cr₹369.4K Cr+12.5%
Total Debt₹23.9K Cr+0.0%
Shareholders' Equity₹28.7K Cr+0.0%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

MAHABANK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
IDFCFIRSTB

IDFC First Bank Limited

+91.4%55Undervalued390.6%
YESBANK

YESBANK

Pending5.1%
INDUSINDBK

IndusInd Bank Limited

+45.7%32Undervalued397.2%
IOB

Indian Overseas Bank

-18.2%20Overvalued10.5%
BANKINDIA

Bank of India

+133.2%63Data Limited11.8%

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Dividend History

5 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹5.70/sh

Last payout

2026-01-20

₹1.00

Peak payout

₹1.50

Trailing yield

3.52%

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Bank of Maharashtra (MAHABANK.NS) trades at 71.03 vs a model fair value of 68.23, a gap of -3.9%. Piotroski F-score: 3/9. Moat label: Wid...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.