Bank of India
BANKINDIA · General/Diversified · NSE
₹149
Current Market Price
Fair Value (DCF)
₹348
Margin of Safety
+133.2%
Updated 21h ago
YieldIQ Score
73/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
39%
ROE
11.8%
Debt/Equity
0.00
WACC
12.4%
Market Cap
₹0.68 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.03×
Revenue per ₹ of assets
Revenue CAGR (3Y)
16.3%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹149.16
Bear case
₹245.77
MoS +39.3%
Base case
₹347.87
MoS +57.1%
Bull case
₹552.57
MoS +73.0%
Ratio Trends
BANKINDIA · last 6 annual periods
ROE
11.8%
ROCE
—
Operating Margin
—
Debt / Equity
1.16×
PE
6.0×
EV / EBITDA
—
Historical Financials
BANKINDIA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹21.5K Cr | ₹26.4K Cr | ₹29.4K Cr | ₹33.9K Cr | +12.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹3493 Cr | ₹3838 Cr | ₹6564 Cr | ₹9548 Cr | +28.6% |
| EPS (diluted) | ₹6.35 | — | ₹9.35 | ₹3.46 | — | -14.1% |
| CFO | — | ₹-35.3K Cr | — | — | ₹18.5K Cr | — |
| CapEx | — | ₹-569 Cr | — | — | ₹-723 Cr | — |
| FCF | — | ₹-35.9K Cr | — | — | ₹17.8K Cr | — |
| Total Assets | — | ₹734.6K Cr | ₹826.0K Cr | ₹924.3K Cr | ₹1056.4K Cr | +9.5% |
| Total Debt | — | ₹23.2K Cr | — | — | ₹93.9K Cr | +41.8% |
| Shareholders' Equity | — | ₹55.1K Cr | — | — | ₹80.9K Cr | +10.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BANKINDIA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| IOB IOB | — | — | Pending | 10.5% | — |
| INDUSINDBK INDUSINDBK | — | — | Pending | 4.0% | — |
| YESBANK YESBANK | — | — | Pending | 5.1% | — |
| FEDERALBNK FEDERALBNK | — | — | Pending | 11.7% | — |
| AUBANK AUBANK | — | — | Pending | 12.3% | — |
Click a ticker to view its fair-value analysis.
Dividend History
4 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹10.85/sh
Last payout
2025-06-20
₹4.05
Peak payout
₹4.05
Trailing yield
2.72%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Bank of India (BANKINDIA.NS) trades at 149.16 vs a model fair value of 347.87, a gap of 133.2%. Piotroski F-score: 6/9. Moat label: Narro...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of BANKINDIA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
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Analyse BANKINDIANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.