Yes Bank Limited

YESBANK · Banking · NSE

₹20

Current Market Price

Below Fair Value

Fair Value (DCF)

₹39

Margin of Safety

+95.8%

Updated 13h ago

DCF Sensitivity →

YieldIQ Score

76/100

Piotroski F-Score

7/9

Economic Moat

Narrow

Confidence

11%

ROE

5.1%

Debt/Equity

0.00

WACC

9.8%

Market Cap

₹0.62 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.04×

Revenue per ₹ of assets

Revenue CAGR (3Y)

24.3%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹19.77

Bear case

₹27.1

MoS +27.0%

Base case

₹38.71

MoS +48.9%

Bull case

₹54.2

MoS +63.5%

Ratio Trends

YESBANK · last 4 annual periods

ROE

5.1%

min 1.8%max 5.1%

ROCE

min max

Operating Margin

min max

Debt / Equity

1.48×

min 1.48×max 1.94×

PE

64.2×

min 36.3×max 64.2×

EV / EBITDA

min max

Historical Financials

YESBANK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹9117 Cr₹9370 Cr₹14.0K Cr₹16.8K Cr+16.6%
EBITDA
EBIT
PAT₹1064 Cr₹736 Cr₹1285 Cr₹2446 Cr+23.1%
EPS (diluted)₹-1.63₹0.43₹0.07₹0.16
CFO₹23.6K Cr₹9645 Cr₹6386 Cr-27.9%
CapEx₹-742 Cr
FCF₹5645 Cr+0.0%
Total Assets₹318.6K Cr₹355.2K Cr₹406.4K Cr₹424.1K Cr+7.4%
Total Debt₹70.9K Cr+0.0%
Shareholders' Equity₹47.8K Cr+0.0%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

YESBANK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
INDUSINDBK

IndusInd Bank Limited

+97.7%32Below Fair Value397.2%
IOB

IOB

Pending10.5%
BANKINDIA

Bank of India

+133.2%73Below Fair Value11.8%
IDFCFIRSTB

IDFC First Bank Limited

+91.4%76Below Fair Value390.6%
MAHABANK

Bank of Maharashtra

-10.0%58Near Fair Value19.3%

Click a ticker to view its fair-value analysis.

Dividend History

4 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

Last payout

2019-06-03

₹2.00

Peak payout

₹2.70

Trailing yield

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Yes Bank Limited (YESBANK.NS) trades at 19.77 vs a model fair value of 38.71, a gap of 95.8%. Piotroski F-score: 7/9. Moat label: Narrow....

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.