Yes Bank Limited

YESBANK · Banking · NSE

₹23

Current Market Price

Near Fair Value

Fair Value (P/B + Residual Income)

₹21

Discount to FV

-7.6%

Valuation engine: P/B + Residual Income

Updated just now

YieldIQ Score

67/100

Piotroski F-Score

9/9

Economic Moat

Narrow

Confidence

90%

ROE

5.1%

Debt/Equity

1.48

Cost of Equity

9.8%

Market Cap

₹70,932 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

Revenue CAGR (3Y)

21.6%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹22.6

Bear case

Discount -54.6%

Base case

Discount -8.2%

Bull case

Discount +16.7%

Ratio Trends

YESBANK · last 4 annual periods

ROE

5.1%

min 1.8%max 5.1%

ROCE

min max

Operating Margin

min max

Debt / Equity

1.48×

min 1.48×max 1.94×

PE

64.2×

min 36.3×max 64.2×

EV / EBITDA

min max

Historical Financials

YESBANK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
NSE_XBRL
2023
NSE_XBRL
2024
NSE_XBRL
2025
yfinance
2026
yfinance
CAGR
Revenue₹9117 Cr₹9370 Cr₹14.0K Cr₹15.1K Cr₹16.8K Cr+16.6%
EBITDA
EBIT
PAT₹1064 Cr₹736 Cr₹1285 Cr₹2446 Cr₹3512 Cr+34.8%
EPS (diluted)₹0.43₹0.07₹0.44+0.6%
CFO₹23.6K Cr₹-25.8K Cr₹9645 Cr₹6386 Cr₹21.2K Cr-2.6%
CapEx₹-792 Cr₹-981 Cr₹-742 Cr₹-739 Cr
FCF₹-26.6K Cr₹8664 Cr₹5645 Cr₹20.5K Cr
Total Assets₹318.6K Cr₹355.2K Cr₹406.4K Cr₹424.1K Cr₹470.2K Cr+10.2%
Total Debt₹71.0K Cr₹78.9K Cr₹70.9K Cr₹65.5K Cr-2.0%
Shareholders' Equity₹40.7K Cr₹42.2K Cr₹47.8K Cr₹51.2K Cr+5.9%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

YESBANK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
INDUSINDBK

INDUSINDBK

Pending1.4%65.9×
IOB

IOB

Pending14.6%11.2×
BANKINDIA

BANKINDIA

Pending11.5%6.1×
IDFCFIRSTB

IDFCFIRSTB

Pending3.4%31.5×
MAHABANK

MAHABANK

Pending21.1%6.7×

Click a ticker to view its fair-value analysis.

Dividend History

3 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

Last payout

2019-06-03

₹2.00

Peak payout

₹2.70

Trailing yield

Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Yes Bank Limited (YESBANK.NS) trades at 22.60 vs a model fair value of 20.88, a gap of -7.6%. Piotroski F-score: 9/9. Moat label: Narrow....

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P/B + Residual Income breakdown, peer comparison, and more.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.