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Reported as ticker: PNBGILTS· We're continuously improving data quality. Contact support if this persists.

PNB GILTS LIMITED

PNBGILTS · General/Diversified · NSE

₹74

Current Market Price

Data Limited

Fair Value (DCF)

₹319

Margin of Safety

+330.4%

Updated 1d ago

DCF Sensitivity →

YieldIQ Score

48/100

Piotroski F-Score

7/9

Economic Moat

Moderate

Confidence

11%

ROE

Debt/Equity

15.60

WACC

11.1%

Market Cap

₹1,334 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

104.7%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

1.2×

EBIT covers interest

Current Ratio

1.06×

Short-term liquidity

Asset Turnover

0.06×

Revenue per ₹ of assets

Revenue CAGR (3Y)

22.7%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹74.12

Bear case

₹194.18

MoS +61.8%

Base case

₹318.98

MoS +76.8%

Bull case

₹388.36

MoS +80.9%

Ratio Trends

PNBGILTS · last 6 annual periods

ROE

15.1%

min 1.1%max 15.1%

ROCE

6.8%

min 1.5%max 6.8%

Operating Margin

min max

Debt / Equity

14.49×

min 14.49×max 16.84×

PE

76.4×

min 6.5×max 76.4×

EV / EBITDA

22.8×

min 22.8×max 22.8×

Historical Financials

PNBGILTS · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹1052 Cr₹990 Cr₹310 Cr₹474 Cr₹1556 Cr+10.3%
EBITDA₹722 Cr₹889 Cr₹1526 Cr₹1627 Cr+22.5%
EBIT₹1009 Cr₹721 Cr₹298 Cr₹457 Cr-18.0%
PAT₹454 Cr₹166 Cr₹13.5 Cr₹68.1 Cr₹233 Cr-15.4%
EPS (diluted)₹25.23₹9.21₹0.75₹3.78-37.8%
CFO₹2483 Cr₹-4564 Cr₹-4638 Cr₹-2875 Cr₹-197 Cr
CapEx₹-1.0 Cr
FCF₹-198 Cr
Total Assets₹16.8K Cr₹21.5K Cr₹24.5K Cr₹24.7K Cr+10.2%
Total Debt₹9863 Cr₹14.5K Cr₹19.2K Cr₹22.4K Cr₹22.4K Cr+22.7%
Shareholders' Equity₹1260 Cr₹1330 Cr₹1545 Cr+5.2%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

PNBGILTS vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
SMCGLOBAL

SMC GLOBAL SECURITIES LTD

+53.2%60Data Limited11.9%
DOLATALGO

DOLATALGO

Pending21.5%
5PAISA

5PAISA CAPITAL LIMITED

-32.6%41High Risk11.3%
ALGOQUANT

ALGOQUANT FINTECH LIMITED

-33.5%28Overvalued31.6%
DAMCAPITAL

DAMCAPITAL

Pending39.3%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for PNBGILTS in the last 10 years.

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Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.