5PAISA CAPITAL LIMITED
5PAISA · General/Diversified · NSE
₹326
Current Market Price
Fair Value (DCF)
₹219
Margin of Safety
-32.6%
Updated 4h ago
YieldIQ Score
41/100
Piotroski F-Score
7/9
Economic Moat
Narrow
Confidence
34%
ROE
—
Debt/Equity
0.46
WACC
11.1%
Market Cap
₹1,526 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
17.8%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
6.0×
EBIT covers interest
Current Ratio
1.49×
Short-term liquidity
Asset Turnover
0.14×
Revenue per ₹ of assets
Revenue CAGR (3Y)
2.0%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹325.6
Bear case
₹125.41
MoS -159.6%
Base case
₹219.42
MoS -48.4%
Bull case
₹322.57
MoS -0.9%
Ratio Trends
5PAISA · last 7 annual periods
ROE
11.3%
ROCE
14.8%
Operating Margin
—
Debt / Equity
0.36×
PE
92.0×
EV / EBITDA
17.7×
Historical Financials
5PAISA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹193 Cr | ₹297 Cr | ₹90.6 Cr | ₹113 Cr | ₹229 Cr | +4.4% |
| EBITDA | — | ₹43.4 Cr | ₹83.2 Cr | ₹106 Cr | ₹122 Cr | +29.4% |
| EBIT | ₹39.8 Cr | ₹40.4 Cr | ₹23.8 Cr | ₹17.9 Cr | — | -18.2% |
| PAT | ₹14.7 Cr | ₹13.7 Cr | ₹14.4 Cr | ₹5.8 Cr | ₹68.2 Cr | +46.8% |
| EPS (diluted) | ₹5.73 | ₹4.68 | ₹4.74 | ₹1.77 | — | -25.4% |
| CFO | ₹2.1 Cr | ₹-141 Cr | ₹24.6 Cr | ₹-91.7 Cr | ₹97.9 Cr | +161.0% |
| CapEx | — | — | — | — | ₹-8.0 Cr | — |
| FCF | — | — | — | — | ₹89.9 Cr | +0.0% |
| Total Assets | — | ₹1609 Cr | ₹1642 Cr | ₹2048 Cr | ₹1667 Cr | +0.9% |
| Total Debt | — | ₹279 Cr | ₹169 Cr | ₹336 Cr | ₹217 Cr | -6.0% |
| Shareholders' Equity | — | — | ₹463 Cr | ₹540 Cr | ₹604 Cr | +6.8% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
5PAISA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| ALGOQUANT ALGOQUANT | — | — | Pending | 31.6% | — |
| DOLATALGO DOLATALGO | — | — | Pending | 21.5% | — |
| SMCGLOBAL SMCGLOBAL | — | — | Pending | 11.9% | — |
| PNBGILTS PNBGILTS | — | — | Pending | 15.1% | — |
| SUMMITSEC SUMMITSEC | — | — | Pending | 0.7% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for 5PAISA in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of 5PAISA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for 5PAISA →
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Head-to-head with peers
Compare 5PAISA side by side →
Run Full Interactive Analysis
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Analyse 5PAISANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.