5PAISA CAPITAL LIMITED
5PAISA · General/Diversified · NSE
₹303
Current Market Price
Fair Value (DCF)
₹239
Discount to FV
-21.2%
Updated just now
YieldIQ Score
12/100
Piotroski F-Score
2/9
Economic Moat
None
Confidence
16%
ROE
6.8%
Debt/Equity
0.58
WACC
11.1%
Market Cap
₹1,420 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
9.8%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
6.0×
EBIT covers interest
Current Ratio
1.49×
Short-term liquidity
Asset Turnover
0.19×
Revenue per ₹ of assets
Revenue CAGR (3Y)
-8.5%
3-year revenue growth
Revenue CAGR (5Y)
-2.8%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹303
Bear case
Margin of Safety —
Implied upside -Infinity%
Base case
Margin of Safety -36.9%
Implied upside -26.9%
Bull case
Margin of Safety -6.1%
Implied upside -5.8%
Ratio Trends
5PAISA · last 8 annual periods
ROE
6.8%
ROCE
9.8%
Operating Margin
—
Debt / Equity
0.58×
PE
30.5×
EV / EBITDA
17.7×
Historical Financials
5PAISA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹216 Cr | ₹236 Cr | ₹259 Cr | ₹229 Cr | ₹181 Cr | -4.3% |
| EBITDA | ₹43.4 Cr | ₹83.2 Cr | ₹106 Cr | ₹127 Cr | ₹101 Cr | +23.5% |
| EBIT | ₹40.4 Cr | ₹78.7 Cr | ₹101 Cr | — | — | +25.7% |
| PAT | ₹13.7 Cr | ₹43.6 Cr | ₹54.4 Cr | ₹68.2 Cr | ₹44.2 Cr | +33.9% |
| EPS (diluted) | ₹4.68 | ₹14.33 | ₹16.67 | — | — | +37.4% |
| CFO | ₹-141 Cr | ₹24.6 Cr | ₹-91.7 Cr | ₹97.9 Cr | ₹-104 Cr | — |
| CapEx | ₹-7.5 Cr | ₹-13.6 Cr | ₹-19.4 Cr | ₹-8.0 Cr | ₹-6.9 Cr | — |
| FCF | ₹-148 Cr | ₹11.0 Cr | ₹-111 Cr | ₹89.9 Cr | ₹-111 Cr | — |
| Total Assets | ₹1609 Cr | ₹1642 Cr | ₹2048 Cr | ₹1667 Cr | ₹1907 Cr | +4.3% |
| Total Debt | ₹279 Cr | ₹169 Cr | ₹336 Cr | ₹217 Cr | ₹379 Cr | +7.9% |
| Shareholders' Equity | ₹374 Cr | ₹463 Cr | ₹540 Cr | ₹604 Cr | ₹649 Cr | +14.8% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
5PAISA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
SMCGLOBAL SMC GLOBAL SECURITIES LTD | +39.4%+65.1% upside | 39 | Data Limited | 8.2% | — |
ALGOQUANT ALGOQUANT | — | — | Pending | 24.8% | — |
DOLATALGO DOLATALGO | — | — | Pending | 11.4% | — |
 PNBGILTS PNBGILTS | — | — | Pending | 15.1% | — |
 SUMMITSEC SUMMITSEC | — | — | Pending | 0.7% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for 5PAISA in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of 5PAISA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for 5PAISA →
Compare
Head-to-head with peers
Compare 5PAISA side by side →
Run Full Interactive Analysis
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Analyse 5PAISANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.