SRG HOUSING FINANCE L
SRGHFL · General/Diversified · NSE
₹278
Current Market Price
Fair Value (DCF)
₹470
Margin of Safety
+69.1%
Updated 2d ago
YieldIQ Score
58/100
Piotroski F-Score
4/9
Economic Moat
Narrow
Confidence
11%
ROE
—
Debt/Equity
2.50
WACC
11.1%
Market Cap
₹436 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
430.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
24.7×
EBIT covers interest
Current Ratio
1.17×
Short-term liquidity
Asset Turnover
0.16×
Revenue per ₹ of assets
Revenue CAGR (3Y)
24.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹277.81
Bear case
₹285.9
MoS +2.8%
Base case
₹469.64
MoS +40.8%
Bull case
₹571.8
MoS +51.4%
Ratio Trends
SRGHFL · last 4 annual periods
ROE
9.2%
ROCE
4.4%
Operating Margin
—
Debt / Equity
2.26×
PE
—
EV / EBITDA
—
Historical Financials
SRGHFL · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹73.2 Cr | ₹83.5 Cr | ₹36.1 Cr | ₹142 Cr | +24.6% |
| EBITDA | ₹27.8 Cr | ₹25.3 Cr | ₹33.0 Cr | ₹38.0 Cr | +10.9% |
| EBIT | — | — | ₹21.3 Cr | — | +0.0% |
| PAT | ₹20.3 Cr | ₹17.1 Cr | ₹6.1 Cr | ₹24.4 Cr | +6.3% |
| EPS (diluted) | — | — | ₹4.51 | — | +0.0% |
| CFO | ₹3.4 Cr | ₹-83.2 Cr | ₹-140 Cr | ₹-131 Cr | — |
| CapEx | ₹-4.9 Cr | ₹-6.5 Cr | — | ₹-4.0 Cr | — |
| FCF | ₹-1.4 Cr | ₹-89.8 Cr | — | ₹-135 Cr | — |
| Total Assets | ₹418 Cr | ₹508 Cr | ₹670 Cr | ₹869 Cr | +27.6% |
| Total Debt | ₹291 Cr | ₹368 Cr | ₹491 Cr | ₹596 Cr | +27.0% |
| Shareholders' Equity | ₹114 Cr | ₹133 Cr | ₹160 Cr | ₹264 Cr | +32.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
SRGHFL vs 3 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| GICHSGFIN GICHSGFIN | — | — | Pending | 8.2% | — |
| RHFL RHFL | — | — | Pending | -45.6% | — |
| TFL TFL | — | — | Pending | -14.4% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for SRGHFL in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of SRGHFL →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for SRGHFL →
Compare
Head-to-head with peers
Compare SRGHFL side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse SRGHFLNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.