ABANS FINANCIAL SRVCS LTD

AFSL · General/Diversified · NSE

₹201

Current Market Price

Data Limited

Fair Value (DCF)

₹322

Margin of Safety

+59.8%

Updated 1d ago

DCF Sensitivity →

YieldIQ Score

63/100

Piotroski F-Score

6/9

Economic Moat

Narrow

Confidence

23%

ROE

Debt/Equity

0.58

WACC

11.1%

Market Cap

₹1,022 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

16.2%

Return on capital employed

EV / EBITDA

1.2×

Enterprise multiple

Debt / EBITDA

3.9×

Leverage vs earnings

Interest Coverage

3.1×

EBIT covers interest

Current Ratio

1.62×

Short-term liquidity

Asset Turnover

1.07×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹201.25

Bear case

₹167.49

MoS -20.2%

Base case

₹321.69

MoS +37.4%

Bull case

₹444.41

MoS +54.7%

Ratio Trends

AFSL · last 4 annual periods

ROE

9.3%

min 7.8%max 9.3%

ROCE

9.8%

min 5.9%max 9.8%

Operating Margin

min max

Debt / Equity

0.72×

min 0.12×max 0.92×

PE

min max

EV / EBITDA

min max

Historical Financials

AFSL · Annual, last 4 years· amounts in ₹Cr unless noted

Metric2022202320242025CAGR
Revenue₹584 Cr₹570 Cr₹252 Cr₹3265 Cr+77.5%
EBITDA₹72.3 Cr₹79.5 Cr₹138 Cr₹197 Cr+39.5%
EBIT₹27.8 Cr₹36.9 Cr+9.8%
PAT₹61.8 Cr₹22.6 Cr₹21.2 Cr₹109 Cr+20.6%
EPS (diluted)₹4.66₹4.21-3.3%
CFO₹149 Cr₹253 Cr₹44.6 Cr₹-119 Cr
CapEx₹-0.0 Cr₹-2.3 Cr
FCF₹149 Cr₹-121 Cr
Total Assets₹1210 Cr₹1863 Cr₹2897 Cr₹3060 Cr+36.2%
Total Debt₹86.1 Cr₹335 Cr₹726 Cr₹834 Cr+113.2%
Shareholders' Equity₹736 Cr₹827 Cr₹931 Cr₹1165 Cr+16.5%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

AFSL vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
WEALTH

WEALTH

Pending26.6%
DAMCAPITAL

DAMCAPITAL

Pending39.3%
PNBGILTS

PNBGILTS

Pending15.1%
SMCGLOBAL

SMCGLOBAL

Pending11.9%
DOLATALGO

DOLATALGO

Pending21.5%

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for AFSL in the last 10 years.

Run Full Interactive Analysis

Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.

Analyse AFSLNow →

Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.