Aptus Value Housing Finance India Limited
APTUS · General/Diversified · NSE
₹246
Current Market Price
Fair Value (DCF)
₹53
Margin of Safety
-78.6%
Updated just now
YieldIQ Score
17/100
Piotroski F-Score
3/9
Economic Moat
Moderate
Confidence
12%
ROE
17.4%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹0.12 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
290.0%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
0.6×
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.13×
Revenue per ₹ of assets
Revenue CAGR (3Y)
18.9%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹246.4
Bear case
₹0
MoS -Infinity%
Base case
₹52.63
MoS -368.2%
Bull case
₹174.09
MoS -41.5%
Ratio Trends
APTUS · last 4 annual periods
ROE
17.4%
ROCE
8.6%
Operating Margin
—
Debt / Equity
1.59×
PE
89.9×
EV / EBITDA
—
Historical Financials
APTUS · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹815 Cr | ₹858 Cr | ₹1021 Cr | ₹1258 Cr | +15.6% |
| EBITDA | — | — | — | — | — |
| EBIT | ₹689 Cr | ₹254 Cr | ₹324 Cr | — | -22.3% |
| PAT | ₹370 Cr | ₹503 Cr | ₹612 Cr | ₹751 Cr | +26.6% |
| EPS (diluted) | ₹7.53 | ₹2.71 | ₹3.27 | — | -24.3% |
| CFO | ₹-724 Cr | ₹-1047 Cr | ₹-1356 Cr | ₹-1405 Cr | — |
| CapEx | — | — | — | ₹-6.9 Cr | — |
| FCF | — | — | — | ₹-1412 Cr | — |
| Total Assets | ₹5684 Cr | ₹7176 Cr | ₹9004 Cr | ₹11.2K Cr | +25.5% |
| Total Debt | ₹2310 Cr | ₹3396 Cr | — | ₹6873 Cr | +43.8% |
| Shareholders' Equity | — | ₹3339 Cr | ₹3768 Cr | ₹4317 Cr | +8.9% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
APTUS vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| HOMEFIRST HOMEFIRST | — | — | Pending | 15.2% | — |
| CANFINHOME CANFINHOME | — | — | Pending | 16.9% | — |
| AAVAS AAVAS | — | — | Pending | 13.2% | — |
| INDIASHLTR INDIASHLTR | — | — | Pending | 14.0% | — |
| SAMMAANCAP SAMMAANCAP | — | — | Pending | -8.3% | — |
Click a ticker to view its fair-value analysis.
Dividend History
7 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹15.00/sh
Last payout
2025-11-07
₹2.00
Peak payout
₹2.50
Trailing yield
1.83%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of APTUS →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for APTUS →
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Head-to-head with peers
Compare APTUS side by side →
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Analyse APTUSNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.