Bank of Baroda
BANKBARODA · Banking · NSE
₹274
Current Market Price
Fair Value (P/B + Residual Income)
₹322
Discount to FV
+17.7%
Updated 1m ago
YieldIQ Score
65/100
Piotroski F-Score
7/9
Economic Moat
Wide
Confidence
90%
ROE
12.0%
Debt/Equity
0.94
Cost of Equity
9.8%
Market Cap
₹1.42 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
10.3%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹273.75
Bear case
Discount -21.4%
Base case
Discount +15.0%
Bull case
Discount +34.6%
Ratio Trends
BANKBARODA · last 7 annual periods
ROE
12.0%
ROCE
—
Operating Margin
—
Debt / Equity
0.94×
PE
6.5×
EV / EBITDA
—
Historical Financials
BANKBARODA · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹48.4K Cr | ₹55.8K Cr | ₹67.9K Cr | ₹74.5K Cr | ₹74.9K Cr | +11.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹7850 Cr | ₹14.9K Cr | ₹18.8K Cr | ₹20.7K Cr | ₹19.8K Cr | +26.1% |
| EPS (diluted) | ₹15.18 | ₹28.82 | ₹36.29 | — | — | +24.3% |
| CFO | ₹6210 Cr | ₹-21.4K Cr | ₹-6274 Cr | ₹34.9K Cr | ₹33.4K Cr | +52.3% |
| CapEx | ₹-3405 Cr | ₹-983 Cr | ₹-1355 Cr | ₹-6332 Cr | ₹-1816 Cr | — |
| FCF | ₹2805 Cr | ₹-22.3K Cr | ₹-7629 Cr | ₹28.6K Cr | ₹31.6K Cr | +83.2% |
| Total Assets | ₹1340.1K Cr | ₹1525.9K Cr | ₹1654.8K Cr | ₹1861.8K Cr | ₹2101.5K Cr | +11.9% |
| Total Debt | ₹109.5K Cr | ₹105.5K Cr | ₹93.1K Cr | ₹105.8K Cr | ₹155.3K Cr | +9.1% |
| Shareholders' Equity | ₹91.9K Cr | ₹105.1K Cr | ₹119.7K Cr | ₹146.5K Cr | ₹165.9K Cr | +15.9% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
BANKBARODA vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 UNIONBANK Union Bank of India | +24.6% | 65 | Near Fair Value | 14.6% | — |
 PNB Punjab National Bank | +20.8% | 65 | Near Fair Value | 12.3% | — |
 CANBK Canara Bank | +28.4% | 63 | Near Fair Value | 16.7% | 5.7× |
 INDIANB INDIANB | — | — | Pending | 14.6% | 9.7× |
 IOB Indian Overseas Bank | -31.5% | 50 | Above Fair Value | 14.7% | 11.2× |
Click a ticker to view its fair-value analysis.
Dividend History
6 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹32.80/sh
Last payout
2026-06-05
₹8.50
Peak payout
₹8.50
Trailing yield
3.11%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Bank of Baroda (BANKBARODA.NS) trades at 273.75 vs a model fair value of 322.14, a gap of 17.7%. Piotroski F-score: 7/9. Moat label: Wide...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of BANKBARODA →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for BANKBARODA →
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Head-to-head with peers
Compare BANKBARODA side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse BANKBARODANow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.