Indian Bank

INDIANB · General/Diversified · NSE

₹943

Current Market Price

Undervalued

Fair Value (DCF)

₹1,324

Margin of Safety

+40.5%

Updated just now

DCF Sensitivity →

YieldIQ Score

65/100

Piotroski F-Score

4/9

Economic Moat

Wide

Confidence

55%

ROE

15.7%

Debt/Equity

0.00

WACC

9.8%

Market Cap

₹1.27 Lakh Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

Short-term liquidity

Asset Turnover

0.04×

Revenue per ₹ of assets

Revenue CAGR (3Y)

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹942.7

Bear case

₹704.49

MoS -33.8%

Base case

₹1,324.13

MoS +28.8%

Bull case

₹1,630.92

MoS +42.2%

Ratio Trends

INDIANB · last 7 annual periods

ROE

15.7%

min 15.7%max 15.7%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.47×

min 0.47×max 0.47×

PE

min max

EV / EBITDA

min max

Historical Financials

INDIANB · Annual, last 5 years· amounts in ₹Cr unless noted

Metric20212022202320242025CAGR
Revenue₹35.2K Cr+0.0%
EBITDA
EBIT
PAT₹11.3K Cr+0.0%
EPS (diluted)₹27.88₹33.99₹44.74₹17.04-11.6%
CFO₹17.4K Cr+0.0%
CapEx₹-540 Cr
FCF₹16.9K Cr+0.0%
Total Assets₹674.1K Cr₹713.3K Cr₹795.7K Cr₹877.0K Cr+6.8%
Total Debt₹33.4K Cr+0.0%
Shareholders' Equity₹71.5K Cr+0.0%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

INDIANB vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
CANBK

CANBK

Pending16.5%
PNB

PNB

Pending13.8%
UNIONBANK

UNIONBANK

Pending15.8%
BANKBARODA

BANKBARODA

Pending14.0%
IDBI

IDBI

Pending12.4%

Click a ticker to view its fair-value analysis.

Dividend History

8 ex-dividend events on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹45.35/sh

Last payout

2025-06-10

₹16.25

Peak payout

₹16.25

Trailing yield

1.72%

Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.

AI Analysis Summary

Model-generated description of metrics. Not investment advice. Indian Bank (INDIANB.NS) trades at 942.70 vs a model fair value of 1324.13, a gap of 40.5%. Piotroski F-score: 4/9. Moat label: Wide. Rev...

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.