Indian Bank
INDIANB · Banking · NSE
₹833
Current Market Price
Fair Value (P/B + Residual Income)
₹699
Discount to FV
-16.1%
Updated just now
YieldIQ Score
65/100
Piotroski F-Score
9/9
Economic Moat
Wide
Confidence
90%
ROE
14.6%
Debt/Equity
0.46
Cost of Equity
9.8%
Market Cap
₹1.12 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
10.4%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹833.45
Bear case
Discount -70.3%
Base case
Discount -19.2%
Bull case
Discount +8.3%
Ratio Trends
INDIANB · last 8 annual periods
ROE
14.6%
ROCE
—
Operating Margin
—
Debt / Equity
0.46×
PE
9.7×
EV / EBITDA
—
Historical Financials
INDIANB · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹24.1K Cr | ₹28.1K Cr | ₹31.9K Cr | ₹35.2K Cr | ₹37.8K Cr | +11.9% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | ₹4142 Cr | ₹5572 Cr | ₹8419 Cr | ₹11.3K Cr | ₹11.7K Cr | +29.7% |
| EPS (diluted) | ₹33.99 | ₹44.74 | ₹66.03 | — | — | +18.1% |
| CFO | ₹28.8K Cr | ₹-27.9K Cr | ₹-8617 Cr | ₹17.4K Cr | ₹18.8K Cr | -10.1% |
| CapEx | ₹-323 Cr | ₹-334 Cr | ₹-627 Cr | ₹-540 Cr | ₹-454 Cr | — |
| FCF | ₹28.4K Cr | ₹-28.2K Cr | ₹-9244 Cr | ₹16.9K Cr | ₹18.4K Cr | -10.4% |
| Total Assets | ₹674.1K Cr | ₹713.3K Cr | ₹795.7K Cr | ₹877.0K Cr | ₹991.6K Cr | +10.1% |
| Total Debt | ₹17.2K Cr | ₹22.1K Cr | ₹23.1K Cr | ₹33.4K Cr | ₹36.8K Cr | +20.9% |
| Shareholders' Equity | ₹45.0K Cr | ₹49.5K Cr | ₹60.2K Cr | ₹71.5K Cr | ₹80.0K Cr | +15.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
INDIANB vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 CANBK CANBK | — | — | Pending | 16.7% | 5.7× |
 PNB Punjab National Bank | +20.8% | 65 | Near Fair Value | 12.3% | — |
 UNIONBANK UNIONBANK | — | — | Pending | 15.8% | — |
 BANKBARODA BANKBARODA | — | — | Pending | 12.0% | 6.5× |
 IDBI IDBI Bank Limited | -20.0% | 57 | Near Fair Value | 12.4% | — |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹63.60/sh
Last payout
2026-06-10
₹18.25
Peak payout
₹18.25
Trailing yield
2.19%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Indian Bank (INDIANB.NS) trades at 833.45 vs a model fair value of 699.21, a gap of -16.1%. Piotroski F-score: 9/9. Moat label: Wide. Rev...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of INDIANB →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for INDIANB →
Compare
Head-to-head with peers
Compare INDIANB side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse INDIANBNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.